Full repayment process of housing provident fund loan in advance

1. Telephone consultation: If you want to repay the loan in advance, you must understand the regulations of relevant departments. If you don't consult in advance, you may not be able to handle it smoothly. At least you should call the address of the processing unit.

2. Submit an application: When the applicant goes to the provident fund management institution, the staff will calculate the balance he needs to repay, and remind him to deduct all the money at one time when deducting the money next month.

3. Bank deposit: after completing the above procedures, deposit enough money into the designated loan repayment bank card according to the repayment amount issued by the provident fund management office. Applicants are advised to deposit some small change, and some fees may be deducted.

4. Bank transfer: The bank will deduct the repayment amount in the applicant's bank card at one time.

5. Obtaining the repayment certificate: After deducting the repayment amount, the applicant can obtain the repayment certificate from the provident fund management office.

6. Obtain the original real estate license and purchase contract: obtain the original real estate license and purchase contract from relevant departments with ID card, repayment contract, change agreement, repayment voucher, repayment schedule and other relevant documents.

7. Handling mortgage cancellation: Take relevant materials to the Housing Authority for mortgage cancellation.

How many times can I use the housing provident fund loan?

Twice, a family (including singles) can only use provident fund loans twice to buy their own houses. No matter whether one family member and his spouse have used provident fund loans before or after marriage, if two people have used provident fund loans or one person has used provident fund loans twice, the third loan will not be accepted. Secondly, you must meet 12 months before you can use provident fund loans, and you can make loans according to the loan amount.