How to buy a house without a real estate agent? What are the procedures?

Only the buyer and the seller handle the transfer without intermediary, as follows:

1. Negotiate and sign the sales contract.

Negotiating and signing a sales contract is the most important link in the process of buying a house. Both buyers and sellers should put their rights and obligations into words, especially the key terms such as the area of the house, payment method and property status.

2. Apply for a loan.

Second-hand housing can handle commercial loans. According to one's own financial resources and various conditions of the house purchased, comprehensively consider the amount and duration of the loan. Intermediary companies should assist in handling loan procedures in accordance with relevant bank regulations.

3. handle the transfer of property rights.

The name of the original seller should be changed to the name of the new buyer. Relevant materials need to be prepared under the guidance of the intermediary company, and then the warrant personnel will assist in the formalities of property right transfer.

4. Check in.

When you move in, you must pay the water, electricity, gas, cable TV, heating and property fees of the purchased house, and both the buyer and the seller and the intermediary company must sign the property handover form for the record.

Extended data:

Get the key to the new house and check it before moving in. Pay special attention to the acceptance, and know whether the unqualified house has the right to reject the developer. This stage needs to be conducted under the guidance of experts.

Before moving in, the purchaser also needs to pay the contract money and settle the accounts; Developers want to audit the payment situation in a unified way, and a copy of each payment must be filed for final check-in. The buyer can get the key from the property management company according to the contract, and ask to sign the property management convention when he gets the key.

References:

Buying a house-Baidu encyclopedia