What does property public liability insurance cover?

During the insurance period, the insurer shall be responsible for the following losses and expenses caused by property accidents in the areas listed in the insurance policy schedule due to the negligence or fault of the insured in management, as well as the economic compensation responsibilities that should be borne by the insured according to law:

1, personal injury or property loss of a third party;

2. Litigation expenses with the prior written consent of the insurer;

3. Necessary and reasonable expenses paid by the insured to reduce or reduce the liability for personal injury or property loss to a third party after the insurance liability accident.

The amount of claims is the second standard, and the total amount of compensation for each accident shall not exceed the compensation limit for each accident listed in the insurance policy schedule.

Extended data:

exonerate

The insurer shall not be liable for the losses, expenses and liabilities caused by the following reasons:

1, intentional acts of the insured and its representatives;

2. War, hostile acts, military acts, armed conflicts, strikes, riots, theft and robbery;

3. Confiscation and expropriation by relevant government authorities;

4. Nuclear reaction, nuclear radiation and radioactive pollution;

5. Shake, move or weaken the support;

6. Earthquake, lightning strike, storm, flood, volcanic eruption, underground fire, tornado, typhoon and other natural disasters. However, except for the losses that should not occur when a disaster occurs due to poor management and maintenance of the insured.

Baidu encyclopedia-property management liability insurance