Is it cost-effective to buy a parking space or rent a parking space?

Is it cost-effective to buy a parking space or rent a parking space?

Nowadays, in many urban communities, the house is the money of the house and the parking space is the money of the parking space. Although basically new residential areas will be equipped with underground parking lots, there is not enough space under each building for the owners of the whole building to park. Many people will consider renting one or buying a parking space directly. But which is more economical, renting or buying a house? Today, I will simply calculate this account with you and share my views, hoping to help you.

First of all, there are many uncertainties in parking spaces. Let's do the math first. Article 74 of the Garage Law stipulates that the property right of parking spaces shall be 50 years. If the house is intended to live for a long time, then I think it is definitely more cost-effective to buy a parking space. Buying a city with a slightly more expensive parking space is about 1.5 million yuan, but even if you buy a parking space, you still have to pay management fees, about 20 yuan every month, just like the property fees paid by residential houses. One year in 240 yuan, 50 years later, you only spend 1.62 million yuan.

If it is a parking space, 300 yuan a month is the normal price, right? A small city here costs 200 yuan a month. Renting a parking space costs 3600 yuan a year, which usually includes management fees.

As long as the average family buys a car, it is unlikely that they will live without a car in the future. The so-called luxury is difficult. Basically, if the car breaks down, they will try to find a new one, which means that if they live in the community for 50 years, they may need to rent a parking space for 50 years. By 50 years, the total parking fee alone will be 65,438+800,000. It's almost more than 30 thousand than buying a parking space directly.

It's like buying a house, paying the full amount 1 10,000, and then paying the property management fee and utilities once a month. However, if you buy a house with a loan, it may cost10.5 million, one third of which is the interest of the bank. Whether it's the full amount or the loan, we have to pay the property fee. Buying a house with a loan is undoubtedly the most uneconomical, which is probably the reason. But the money for buying a parking space doesn't have that high interest rate, so it seems that the difference between buying and renting is not particularly big, but is it really like this?

As mentioned earlier, there are many uncertainties in parking spaces. One of the situations is that there may be fewer tenants now, but there are more and more tenants, and the parking spaces will be sold out one day. I'm afraid I can't rent it at that time, so I can only rent it with people who have parking spaces but don't have cars yet, but this is not a long-term solution, and the price will increase year by year. It may be 300 a month now, and 10 will rise to 500 or even 6000 in 20 years. But buyout is a one-time thing, and the variables are not that big.

Another situation is that although the parking space is bought, if you have a place to park temporarily, you can consider renting it out, which is also a way of managing money. You can pay back 3600 yuan if you rent it for one year, and the 654.38+0.5 million parking space is put in the bank for one year, which is thousands of dollars. It is completely economical to buy it. It belongs to you after all. You can consider reselling or renting. This is the same as the problem of whether the self-employed who are opening pavements outside are buying pavements or renting pavements, but generally speaking, as long as conditions permit, people who can manage money will buy out shops directly to do business. This also reflects from the side that buying a parking space is more economical than renting a parking space.

To sum up, if economic conditions permit, it is always cost-effective to buy a parking space, which is affected by market prices. It is possible that the price may not be rented, and I hope to help everyone.