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When buying a house in Chaozhou, which is more important, location or apartment type? What is the correct process of buying a house?
Buy a house to see the location or the apartment type?
If you really can't have your cake and eat it, it is recommended to give priority to the location. What do you mainly look at when evaluating the value of real estate? Depends on the location, of course. Because in comparison, lots have a greater impact on real estate, and the surrounding facilities with good lots are usually not bad. This kind of house can basically make a lot of money when it is sold for the second time. Huxing mainly affects the living experience, which is of course very important, but if you must choose a good location and a good apartment, you should choose a good location. After all, a good location will directly affect the future appreciation of the house.
What is the process of buying a house? 1. Evaluate the purchasing ability.
Property buyers need to have a preliminary understanding of themselves before buying a house. Every city has its own policies, and the housing prices in different cities are different. Therefore, before buying a house, they need to consider their own qualifications for buying a house and estimate their economic strength to determine which areas they can buy a house. If it is self-occupation, we should consider the situation of the house itself and its own solvency. At the same level, we should give priority to the factors that affect the appreciation of house prices, such as location, supporting facilities and future development prospects of the region.
2, understand the real estate knowledge
It is also necessary for buyers to understand the knowledge of real estate, which can reduce the probability of being fooled by sales staff and effectively help buyers understand the real situation of houses and communities.
3. Looking at the house and choosing a house
Nowadays, many people are used to getting housing information online first, but it is more important to see the house on the spot. The contents that buyers need to pay attention to in the process of on-the-spot viewing include: investigating whether the projects sold by developers are complete with five certificates; The building spacing, floor area ratio and greening rate of the building itself; Huxing occupancy rate, lighting and ventilation, waterproof effect, delivery standards; Whether the living facilities around the property are convenient.
Step 4 sign a contract
After the house is confirmed, a contract needs to be signed. When signing the house purchase contract, the buyer needs to read the contract carefully, make clear the basic situation of the purchased commercial house and project, determine the delivery time and conditions, and make clear the planning change and the treatment method of area difference.
5. Select the payment method
There are two payment methods for buyers to choose, one is to pay the house price in one lump sum, and the other is to buy a house with a loan. One-time payment is suitable for existing houses. It is best to pay part of the house price first, and then make up the remaining house price when handing over the house. When buying a house by loan, we should choose the appropriate loan method and loan term, such as provident fund loan, commercial loan and portfolio loan. In terms of repayment method, there are equal principal and interest and average capital.
6. Acceptance of houses and inspection of houses
If you are buying an auction house, the buyer needs to wait for a while to collect the house. When the buyer inspects the house, he needs to see whether the property meets the conditions for delivery and whether the materials and certificates related to delivery are complete. Secondly, the owner checks whether the house is defective, such as whether the walls and floors are flat and whether there are water stains; Whether the drainage at the floor drain is normal; Whether the doors, windows and glass are in good condition; Whether the housing area has shrunk; Whether the smoke exhaust hole in the kitchen can normally exhaust smoke, etc. When problems are found, they should be fed back to the developers in time and handled in time.
7, pay taxes, do production certificate
The last step is to pay taxes and apply for real estate license. Generally speaking, in addition to deed tax, commercial housing also needs to pay public maintenance funds, property fees, parking fees and other fees. The charging standards of each property company are different, and the charging standards of the property company responsible for each property project shall prevail. It is particularly important to note that the tax payment vouchers of public maintenance funds and deed taxes must be kept well, which is essential information for handling real estate licenses.
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