How to calculate the residential maintenance fund of Huizhou Guohua Lakeside New Town Villa, and what are the conditions for purchasing a house with provident fund loans?

Hello, I'm glad to answer your question about Guohua Lakeside New Town Villa Community.

There are two main algorithms for the housing maintenance fund of Guohua Lakeside New Town Villa; 1. Calculated according to the total purchase price of Guohua Lakeside Xincheng Villa: 2% of the total house price; 2. Calculated according to the construction area of Guohua Lakeside New Town Villa. When the commercial housing of Guohua Lakeside New Town Villa is sold, the purchaser and the unit selling Guohua Lakeside New Town Villa shall sign the relevant maintenance fund payment agreement. Property buyers should pay the housing maintenance fund to the selling unit according to the proportion of 2-3% of the purchase price of Guohua Lakeside New Town Villa.

The conditions for purchasing a house in Guohua Lakeside New Town Villa with provident fund loans include: 1. The borrower must have a hukou in the city where Guohua Lakeside New Town Villa is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3. There is a legal contract or agreement to purchase the self-occupied house of Guohua Lakeside New Town Villa, and there is a prescribed proportion of self-raised funds; 4. The mortgage or pledge of assets stipulated in the Guarantee Law is used to purchase Guohua Lakeside New Town Villa; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.

The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!