Is Japanese real estate worth investing in?

We have said many times that buying real estate in Tokyo and Osaka in Japan can reduce your budget and set it at around 6,543,800 yuan. Looking around the world, compared with any developed country with a sound legal system, it is nine hairs of Niu Yi.

In fact, whether it is worth investing depends mainly on your expectation of investing in real estate. If you want to make a fortune through real estate speculation, Japan is a country that is not worth choosing at all, but if you want to obtain long-term stable income through leasing, it is necessary to invest in Japanese real estate, which is also worth considering. Property worth investing in Japan

Generally speaking, Japanese real estate investment mainly has the following elements:

First, there is a strong demand for housing in Japan.

On a global scale, the population of Tokyo metropolitan area ranks first in the metropolitan area. Excluding the epidemic period, the population of Tokyo has been growing for 50 years, with an annual inflow of about100000, more than that of Beijing and Shanghai. Therefore, population can stimulate demand, and Tokyo will certainly control housing demand.

Second, Japan has a high rate of return on real estate investment.

Tokyo's GDP ranks second in the world after new york. Demand is large, and house prices generally do not fall. By 2020, the second-hand house price in Tokyo has been rising for seven years, the price of new houses has been rising for eight years, and the real estate market is improving. Many people also want to take the bursting of the Japanese real estate bubble as an example, which is really a big mistake. After the real estate bubble was punctured by the Japanese government, house prices have been rising steadily. Many high-quality real estate projects have increased very rapidly in the past three years, basically reaching about 20%~30%. From this perspective, 5-8% rental income is more appropriate (even in first-tier cities in China, it is not just 2%).

Third, hold yen assets to hedge inflation.

It is universally acknowledged that the Japanese yen is a safe-haven asset. Not only in the Sino-US trade war of 20 18 or the stock market crash of 20 19, the yen is on the rise. But as long as there is a global crisis, the yen will basically rise against the trend.

When you buy a property in Tokyo or Osaka, it will always earn you yen. The income of these investment houses is about 4%-6%. Some time ago, the news of thunderstorm of ICBC's 4. 1% wealth management products spread all over the network. At this time, I'm afraid it's more fragrant to invest this money in a real estate in Tokyo.

Fourth, the mortgage interest rate in Japan is low.

If you want to buy a house with a loan in Japan, it will be easier to get a relatively stable job. The loan interest rate is usually 1-2%, and many people even pay a down payment to buy a house. Compared with China, the mortgage interest rate is almost 6%. Is it hard? How can we China residents enjoy Japanese low-interest loans? Click on the link to learn how foreigners can borrow money to buy a house in Japan and consult Japanese real estate investment for free.

If you invest, you will face risks. What risks will you take if you invest in Japanese real estate? There are rules about space. If you want to know more, you can read this article about the risks faced by Japanese real estate. Five things you must know about investing in Japanese real estate.

If Xiaobai intends to buy Japanese real estate investment for the first time, especially when he first understands Japanese real estate investment, he will inevitably encounter misunderstandings and take many detours. Here, I briefly sort out the basic logic of buying a house in Japan:

1. Investing in Japanese real estate generally refers to what kind of house to invest in?

Choose Tokyo as a long-term rental (apartment), Osaka as a residence (building) and Kyoto as a feeling. There is no need to consider other locations. Broadly speaking, except for two or three big cities in Japan, the investment in other places is really poor, and the return is not necessarily better. In cities such as Hokkaido and Okinawa, where land prices have risen wildly recently, we should also pay attention to the fact that when investing in real estate in Japan, if we want to be stable and safe, we must aim at long-term rental apartments in Tokyo's 23rd district. Investment methods like this are also very popular, which is the most common one in Japanese real estate investment.

Second, when buying a house in Tokyo, we must set the criteria for choosing a house.

If you want to buy a house in Tokyo, if you only look at lots, you should mainly choose houses in five core areas (Chiyoda, Port Area, Central District, Shinjuku District and Shibuya District). However, recently, these areas are mixed with vacant houses and properties troubled by vacant houses, and you can find more and more obvious "multipolarization". From this, we know that making investment standards in advance is the basis for choosing correct investment standards. Such as purchase price, rate of return, geographical location, distance to the station, total number of households, management fee, maintenance reserve amount, etc. The finer these standards are, the greater the chance of finding a better property. On the contrary, if the selection criteria are wider, the chances of finding high-quality real estate are even smaller. Therefore, we have set a "good housing standard" for small-sized investment apartments, and everyone can make adjustments according to their own investment wishes.

Third, it should be noted that the "surface rate of return" is not the real income.

This sentence should be repeated three times: "surface rate of return" is not real income!

How to interpret the surface? That is, what we call "gross" in China, gross income without deducting costs. If an intermediary points to a "superficial rate of return" and makes a mountain out of a molehill over there, the rate of return of this house is 10%! Don't believe this. As far as the cost of housing ownership in Japan is concerned, it also includes the construction property tax (capital tax) and the cost of entrusted property, including the monthly repair fee and property management fee (different from the entrusted fee). The messy expenses may take away 1%-2.5% of the income.

Fourth, we should pay attention to whether Japan's housing prices are artificially high.

Pay attention to whether the house you buy is higher than the surrounding house price. There is indeed a phenomenon of inflated housing prices in Tokyo (although it is rare). You can inquire about the housing prices in the surrounding areas first and compare the prices before buying a house. There are many ways to compare prices. For friends who need to invest in Japanese real estate for the first time, it is recommended to invite professionals to avoid stepping on the pit.

We foreigners invest in buying a house in Tokyo instead of choosing a new house.

In Tokyo, the price of new houses is about twice that of second-hand houses. Obviously, house prices have been rising in recent years. Some Japanese locals have not even chosen to buy a new house for their first suite, so they regard the second-hand house as their first suite. The price of new houses in Tokyo may fall easily with the end of the Tokyo Olympic Games. If someone knows that you are only investing, they always recommend you to buy a new house in Tokyo. Don't be fooled.

These are the problems that I need to pay attention to when buying a house for my friends who want to invest in Japanese real estate.