Does the second-hand house property certificate come down to the property?

The real estate license of second-hand houses is not collected in the property, but generally in the local housing trading center. Generally, after the second-hand house is completed, the Housing Authority will give you a pick-up list with a specific time to receive the second-hand house property certificate. In some places, it is 7 to 10 working days, and the length does not exceed 15 working days. Some can be obtained on the day of service and transfer. The owner had better get the property right certificate himself. If you really don't have time, you can also write a power of attorney for others to get it.

Transfer process of second-hand housing property rights

1, sign the contract

If the house provided by the seller is legal, it can be listed and traded, and the buyer and the seller sign a house sales contract (or a house sales contract). After the buyer and the seller reach an agreement on the location, property right, transaction price, delivery time, delivery method and property right disposal of the house through consultation, both parties shall sign at least three house sales contracts.

Step 2 confirm

The buyer and the seller apply to the real estate transaction management department for review. After the buyer and the seller apply to the real estate management department, the management department shall examine the relevant documents, review the property rights, and grant the transfer procedures to the houses that meet the listing conditions.

Step 3 pay taxes

Buyers and sellers pay relevant taxes and fees in accordance with state regulations, and the composition of taxes and fees is complicated, depending on the nature of the transaction house. For example, the tax composition of housing reform, relocation, affordable housing and other commercial housing is different. Taxes and fees mainly include personal income tax, value-added tax, deed tax, stamp duty, house transaction management fee and property registration fee.

Step 4 register

That is, the transfer of property rights transfer procedures. After the real estate transaction management department completes the registration of property right change, both parties will hand over the transaction data to the issuing department, and the buyer will apply to the issuing department for a new property right certificate with the Notice of Obtaining Property Right Certificate.

Step 5 get a loan

After signing the house sales contract with the seller, the buyer and the seller shall go through the loan formalities with the loan bank. The bank will review the buyer's credit information, evaluate the houses traded by both parties, determine the buyer's loan amount, and then approve the buyer's loan. After the two parties complete the registration change of property rights and the buyer obtains the house ownership certificate, the bank will issue a one-time loan.

6. Obtain a certificate of title

After the buyer obtains the property right certificate, pays off the house price, and the seller delivers the house and settles the property fee, all the second-hand house sales contracts of both parties are fulfilled.