How to write a good reply to the letter of judicial advice from the court

Attachment: Answers of the CIRC to some questions involved in the reply of the court's judicial suggestions: 1. Understanding of the validity of conciliation statement: According to the law, the conciliation statement made by the people's court has the same legal effect as the judgment or ruling. However, during the execution of the case, the judge found that some insurance companies actually refused to recognize the contents of the court mediation. The court suggested: maintain the legal authority of the court's conciliation statement. Reply: Mediation is a legal document made on the basis of consultation between the two parties, which is different from a judgment made on the basis of finding out the facts, identifying the evidence and distinguishing the responsibilities. Therefore, unless the insurance company participates in mediation as the litigation subject and agrees with the mediation result, it will not be used as the basis for claims settlement and safeguard the interests of the insurance company. 2. The insurance company refuses to pay the insurance money directly to the injured: According to the law, if the insured causes damage to a third party, the insurance company can directly compensate the injured. In some cases, the insurance company only agrees to pay the insurance money to the insured, and some insured people often refuse to pay the injured after receiving the money, or even abscond with the money. The court suggested that the injured in traffic accidents should be encouraged to go directly to the insurance company to receive insurance benefits. A: The insurance company will pay or advance medical expenses to the injured only after receiving the notice from the traffic control department. According to the Insurance Law and the Regulations on Compulsory Liability Insurance for Motor Vehicle Traffic Accidents, an insurance company should directly compensate the injured third party only under the circumstances stipulated by law or agreed in the contract, otherwise it has no obligation to directly compensate the third party. In order to ensure the rights and interests of victims, the association is promoting the revision of the Insurance Law and further improving the relevant provisions on liability insurance compensation. 3. Establish a vehicle insurance information inquiry system for the general public: the executors of traffic accident compensation cases often need to inquire about the insurance information of vehicles involved in traffic accidents, but the insurance company did not provide such a vehicle insurance information inquiry system for the general public to inquire, which made it impossible for the executors to provide accurate execution clues in time. The court suggested that a vehicle insurance information inquiry system for public inquiry should be established in a regional or national scope. Reply: The system is being gradually established.