Will the insurance pay if the parking space in the community is rubbed?

First, if you buy commercial insurance and compulsory insurance and accidentally hit a stone pier on the side of the road while driving, the insurance company can settle the claim and just call the insurance company.

In fact, there are not a few such cases. Many people don't know that this situation can be settled, but in fact, if you buy insurance normally and have various accidents in your vehicle, you can go to the insurance company to settle claims. After calling the insurance company, the surveyor will also arrive at the scene to check the facts of the accident. Finally, I entered the insurance claim procedure and repaired my car through a 4S shop or garage to ensure the rights and interests of the insurance claim.

Second, if you only bought compulsory insurance and accidentally hit a stone pier on the side of the road, then the insurance company will not pay for it in this case, because it is not within the scope of compensation.

Because in this case, insurance can't pay for its own vehicle. Compulsory traffic insurance is a kind of insurance that the state has to buy, and this kind of insurance only pays for vehicles with a third party, that is, pays for the losses of the other party, but the roadside is just an ordinary stone, so there is no need to pay, and the insurance company will not go out of danger, let alone pay. However, if the stone needs to be paid, then the insurance company can enter the claim settlement procedure, but it can only pay for the loss of the stone, not the loss of the vehicle.

Third, in the case of your personal full insurance, such an accident, if the loss to the vehicle is not great, actually there is no need to enter the insurance process, which will affect your insurance amount next year.

For example, the insurance company could have settled claims normally, but because your accident didn't cause too much damage to the vehicle, it might just be ordinary painting, which only cost two or three hundred yuan. However, if you enter the claim settlement procedure, your insurance coverage in the second year may increase by several hundred or even several thousand yuan, which is not cost-effective in general. Therefore, some car owners will choose not to enter the claims procedure at this time, just to avoid the premium increase in the next year.