What taxes and fees need to be paid to buy a new house!

What tax do I have to pay to buy a house?

1, deed tax, 3-5% of the total purchase price (different provinces, municipalities and autonomous regions have different tax rates)

2. Stamp duty, 0.05% of the total purchase price.

3. Fund: Housing maintenance fund, accounting for 2-3% of the total purchase price, and 2% in most places.

4. Transaction costs: 0.5% of the total house purchase price, and 0.25% of the total house purchase price (residential 3 yuan/m2, paid by the developer, not paid by the buyer). 2. The real estate license fee varies from place to place, but it does not exceed 100 yuan.

5. The cost of land use right certificate varies from place to place, but it does not exceed 100 yuan.

6. In the case of mortgage loans, the following expenses will also occur:

1), appraisal fee, 0.2-0.5% of the total purchase price?

2) Insurance premium, the total purchase price multiplied by the loan term multiplied by 0. 1% multiplied by 50%?

3) Notarization fee, loan amount multiplied by 0.03%?

4) Mortgage registration fee, 100 Yuan 2. Taxes and fees to be paid for second-hand houses: both parties have to pay stamp duty. In the process of buying and selling second-hand houses, both buyers and sellers have to pay stamp duty, and the tax rate is 0.05% of the transaction price of real estate.

Extended data

The new house transaction tax mainly includes 5 points: 1. Deed tax 2. Housing maintenance fund. 3. Property management fee. 4. Ownership registration fee. 5. Transaction costs.

calculate

Buyer:

1, deed tax: area under 90 square meters 1%.

2. Transaction service fee:

Building area (m2) ×3 yuan

3. Stamp duty on transactions:

Total transaction price ×0. 05%

4. Property right transfer registration fee:

50 yuan (for each increase of 1 person RMB 10 yuan, the buyer 80 yuan).

References:

Baidu encyclopedia: taxes and fees for new house transactions