What are the conditions for buying a house in Huizhou Happiness with provident fund loans, and the transaction process of second-hand houses?

Hello, it's my pleasure to answer your questions about the community in Happiness.

The conditions for buying a house in happiness with provident fund loans include: 1. The borrower must have an account in the city where Happiness is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3. There is a legal contract or agreement to buy a happy self-occupied house, and there is a prescribed proportion of self-raised funds; 4. The mortgage or pledge of assets stipulated in the Guarantee Law is used to purchase happiness loans; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.

Transaction process of second-hand house in Happiness Lane: 1. Original registration application (provided by the acceptance window); 2. The identity certificate of the applicant; 3. The original house ownership certificate in Happiness; 4. The original happy sales contract signed online; 5. If the buyer and the seller agree to transfer the transaction settlement funds through a special account, the original certificate of custody of the transaction settlement funds shall be submitted; Original certificate of deed tax payment or tax reduction or exemption in Happiness; 7. The house registration form and house plan on the house ownership certificate in Happiness are stamped with the name of the property owner, and the number of people who buy houses after reconsideration is+1.

The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!