How to extract housing accumulation fund, extraction conditions and procedures.

The extraction process of housing provident fund is as follows:

1. Application:

Workers with the extraction of proof materials, to the unit to extract the housing provident fund application; The unit shall verify and issue the "Application Form for Housing Provident Fund Extraction" stamped with the official seal to the employees who meet the extraction conditions.

2. Waiting for notice:

Workers hold the "Application Form for Housing Provident Fund Extraction", their housing provident fund cards and relevant supporting materials, and go to the relevant branches of the center for extraction and approval. Make a decision on approval or disapproval of withdrawal within three working days from the date of accepting the application.

3. Extraction procedure:

After the approval, bring relevant materials to the corresponding bank for withdrawal procedures.

Housing provident fund extraction conditions are as follows:

1, yishoufang extraction:

(1) Original and photocopy of the house purchase contract or house purchase agreement;

(2) The original and photocopy of the purchase invoice;

(3) The original and photocopy of the employee's ID card shall be used to extract the provident fund;

(4) Withdraw the provident fund from the employee's own bank savings account; In addition to the above information, the employee spouse's provident fund withdrawal should also provide the original and photocopy of the husband-wife relationship certificate and the photocopy of the main buyer's provident fund withdrawal record.

2, second-hand housing extraction:

(1) Original and photocopy of the real estate license;

(2) Original and photocopy of deed tax payment certificate;

(3) The original and photocopy of the employee's ID card shall be used to extract the provident fund;

(4) Withdraw the provident fund from the employee's own bank savings account; When employees' spouses withdraw provident fund, in addition to the above information, they should also provide the original and photocopy of the husband-wife relationship certificate and the photocopy of the main buyer's provident fund withdrawal record.

3, employees purchase public housing for the first time to withdraw provident fund:

(1) The original and photocopy of the house purchase agreement or house purchase certificate issued by the housing management department of the unit;

(2) The original and photocopy of the purchase receipt;

Extended data:

2065438+2005120, the Ministry of Housing and Urban-Rural Development of the People's Republic of China, the Ministry of Finance and the People's Bank of China issued the Notice of the Ministry of Housing and Urban-Rural Development and the People's Bank of the Ministry of Finance on Relaxing the Conditions of Drawing Housing Provident Fund to Pay Rent. In order to protect the legitimate rights and interests of employees who have paid housing provident fund, improve the housing provident fund withdrawal mechanism, improve the effectiveness and fairness of the system, and promote the development of the housing rental market, the Notice clarifies the following conditions.

Workers paid the housing provident fund in full for three consecutive months. If my spouse and I don't own a house in the deposit city and rent a house, we can withdraw the housing accumulation fund of both husband and wife to pay the rent. At the same time, the notice also made more specifications and explanations on the withdrawal amount, rent withdrawal conditions, and withdrawal audit efficiency.

References:

Baidu Encyclopedia-Provident Fund Extraction