Is the provident fund card handled by yourself?

Is the provident fund card handled by yourself?

The housing accumulation fund shall be earmarked for special purposes and can only be used for the purchase, construction, overhaul of self-occupied housing or the payment of rent during storage. Only when employees leave, retire, die, completely lose their ability to work, terminate their labor relations with their units or move out of their original cities can they withdraw housing provident fund from their accounts. Next, I'll sort out your provident fund card. Do you handle it yourself? I hope I can help you!

Is the provident fund card handled by yourself?

The provident fund card can be handled by yourself. Just bring your valid ID card to the bank counter to apply for a joint provident fund card. After submitting the application, the bank will review the application materials, and you can get the provident fund card after the approval.

Expand:

I. Application conditions

1. The applicant has only one valid housing provident fund account in the housing provident fund system (as evidenced by the fact that there is only one valid housing provident fund account under the valid identity document and it is in the status of "paid" or "sealed". );

2. The applicant must hold an identity document that meets the requirements of the bank;

3. I didn't apply for a joint housing provident fund card at the applicant bank.

Second, the required materials

1. application form for joint housing provident fund card.

2. Personal ID card.

Third, the handling process

1. Bank selection: individuals shall apply for joint-name cards at branches of Bank of Communications, China Construction Bank, Industrial and Commercial Bank of China, China Merchants Bank, Bank of Beijing, Bank of China, Agricultural Bank of China and China CITIC Bank in Beijing as required.

2. Application: I apply for a joint card at the bank counter with a valid identity document. After filling in my personal information completely, the applicant should clearly agree with the bank whether it is necessary to print the name pinyin on the card surface and whether to issue the Housing Provident Fund Account Book.

3. Bank review: the bank reviews the authenticity of the application materials and whether they meet the requirements for card application, and compares the relevant information with the provident fund center. If the audit fails, the bank will inform the specific reasons.

4. Business card printing and card issuing: For those cards that have been approved and selected without printing Pinyin, the bank will make business cards on the spot and issue them to the applicant. If you apply for printing pinyin names on the card surface, the bank and the applicant shall separately agree on the way and time of issuing cards.

5. Co-branded card activation: After the card is successfully swiped, the cardholder must activate the card as soon as possible in accordance with the relevant regulations of the bank to ensure that the housing provident fund inquiry, housing provident fund withdrawal and financial functions are normal.

How to withdraw all the provident fund paid by units and individuals in full?

1. If it is convenient, it is the best way to go to the provident fund management center. According to my previous experience in withdrawing money, as long as I bring my ID card and related materials (the reasons for withdrawing money are different, and the materials submitted are different), the staff will handle the withdrawal business for us. Now, the state's withdrawal of provident fund has been relatively liberalized;

2. If you have left the extraction place or have no time to go to the management center, you can also withdraw it in full through the "Mobile Provident Fund" APP. After clicking, click on the red area above the first interface and select your own' city name';

3. At present, there are still many cities that support extraction, as shown in figure 1 ... After finding your own city, return to the first interface and log in with provident fund account or Alipay account;

4. After logging in, we will see a "business process" at the bottom of the page. After clicking, you will find a "provident fund withdrawal" service.

5. The system listed the common extraction reasons in 7, such as retirement extraction, property management fee extraction, purchase of commercial housing and second-hand housing, etc. Choose a reason that suits you, and then submit relevant electronic materials, such as the real estate license number required for purchasing commercial housing as shown in Figure 2.

;