Why can't the apartment be settled?

With the implementation of local purchase restriction policies, business apartments have been favored by many investors and just-needed buyers. But usually we can't settle down when we buy an apartment, so why not? Next, Bian Xiao will briefly introduce it to you.

1. The property right registration certificate is an apartment house, which generally belongs to non-residential projects such as commercial land. Houses built on commercial land are mainly commercial, and some developers package apartments into commercial and residential multifunctional products for profit. However, according to relevant policies and laws, business apartments do not have other additional functions of housing, and usually cannot be settled or attached with degrees.

2. Different cities have different policies on apartments. Buy a business apartment in Nanshan District, Shenzhen. If the apartment belongs to the only family housing, you can apply for a degree. Huaibei City stipulates that families who buy commercial and other non-residential commercial houses can enjoy the same admission conditions as residential houses if their children attend compulsory education schools. Whether the apartment can enroll students at home can be consulted by the staff of relevant local departments.

Although the total price of the apartment is low, it is not limited to purchase or loan, but buying an apartment also has disadvantages. For example, apartments have high living density, general sunshine and ventilation conditions, and the sharing rate is generally around 25%-30%. Apartments generally belong to commercial water and electricity, and the cost of living such as utilities and property fees is relatively high.

4. In addition, the down payment ratio of apartments, high loan interest rate and short loan period will make the financial pressure on buyers even greater; Moreover, compared with residential buildings, the appreciation of apartments is slow, and its taxes and fees are relatively high. You need to pay the full deed tax, 5.5% value-added tax, 30%-60% land value-added tax and so on. Therefore, we need to think carefully when buying an apartment.

Bian Xiao concluded: As for why the apartment can't be settled, Bian Xiao will give you a brief introduction here. I hope that after reading this article, everyone can know something about business apartments. Buying an apartment also has disadvantages. If you want to buy an apartment, you must carefully consider whether to buy it according to the actual situation.