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Is it cost-effective to buy a small property house? Be careful of losing your wife and your soldiers!
Generally speaking, the houses that can be bought and sold by the national property certificate are called big property houses, and the ordinary commercial houses that we can usually buy belong to big property houses, with 70 years of property rights, 50 years of property rights and 40 years of property rights. Moreover, the state does not issue property rights certificates called small property houses, commonly known as homestead certificate houses!
The state does not issue real estate licenses! Therefore, small property houses are illegal in nature. In Guangzhou, there are many such illegal small property houses. Because these small property houses were originally built on rural collective land, most of them are located in urban villages. Tianhe and Baiyun are the places with the largest number of small property houses in Guangzhou!
With the rise of housing prices and the birth of Yangji Village, many real estate speculators and people who really have no money to buy a house have targeted the major villages in the city! Although this kind of small property right house can't be traded because there is no real estate license, "the snake has a snake road and the mouse has a mouse road"! You also use various promises and agreements to reassure buyers, so in fact, some people really do small property transactions!
Then the question is coming! It is cheap to buy a small property right house, but if it is really to be demolished, who will own the house? Is there any risk? Today, Bian Xiao will tell you in detail the six disadvantages of small property houses! If you buy it! Please think carefully!
First, you need to know! Once there is a dispute in this kind of house, the buyer can't get compensation because the sales contract is invalid. Everything is subject to the real estate license!
First, the lack of "five certificates"
The "five certificates" are the prerequisite for consumers to obtain real estate licenses, that is, they have state-owned land use certificates, construction land planning permits, construction project planning permits, housing construction permits and commercial housing pre-sale permits. Real estate projects, including the reconstruction of villages in cities, cannot apply for real estate licenses without "five certificates". Although "small property houses" are selling well, many people in the industry believe that "small property houses" have many risks. The problem is that they have no property rights and are not protected by law.
Second, it is difficult to compensate for demolition.
Those "cheap houses" are actually illegal buildings outside the scope of government regulations, except that they cannot apply for real estate licenses. If there is a conflict with the national planning, it is likely to be demolished, and the owner will not get compensation for demolition and resettlement.
Third, the quality is difficult to guarantee.
The quality of houses is unsupervised, and some developers will cut corners to make money, which is a potential safety hazard. This kind of house is generally developed in the village where the land is located. In addition to the housing quality and after-sales warranty is difficult to guarantee, the property management after occupancy is also very prone to problems.
Fourth, the supporting facilities are not perfect
Almost all these houses have no supporting facilities such as heating and natural gas. And in the event of a dispute in the future, there may not even be water and electricity.
Fifth, bequests are also troublesome.
Since there is no property right, there will be a lot of trouble in inheritance in the future. In the name of new rural construction and old village reconstruction, it is a common operation mode of "small property houses" at present, which has the nature of playing the edge ball. An industry insider also revealed that the prices of such houses are generally very low because the relevant procedures have not been handled. Some developers are "shooting for a place". Once it is liquidated, it can't be evacuated immediately, and many troubles brought by the follow-up are left to the buyer.
Six, small property houses can not be bank loans.
Buying a house is not a trivial matter, even the savings of parents and their two generations. Be careful before buying!
Buying a small property right house is risky, and it is still reliable to run a real estate license. Today, Bian Xiao will recommend several high-quality big property products: China Metallurgical Dexian Mansion, Country Garden Monet Lake, Guancheng Datong Baiwang Mansion, Novelty World Royal Horse Workshop and so on.
(The above answers were published on 20 16- 12-07. Please refer to the actual situation for the current purchase policy. )
When buying a new house, go to Sohu Focus.
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