Is there any rent reduction in Shenzhen? Shenzhen's new house purchase policy

Shenzhen is a first-tier city in China, and many people come here to work. If they get familiar with it after a long time, they also have plans to buy a house here. But at the beginning, you can only rent a house in Shenzhen. During the epidemic, many people want to know whether the rent in Shenzhen will drop. In addition, we should also know about Shenzhen's new housing policy. After all, whether locals or foreigners buy a house, they must meet the corresponding conditions.

Is there any rent reduction in Shenzhen?

The rent in Shenzhen has been reduced or exempted, and some have been exempted for two months. Specific analysis of specific problems.

1. According to Article 2 of Measures of Shenzhen Municipality for Supporting Enterprises to Overcome Difficulties in Dealing with novel coronavirus.

Non-state-owned enterprises, scientific research institutions, medical institutions and individual industrial and commercial households that rent properties (including factories, innovative industrial buildings, office buildings, farmers' markets, shops, warehousing and logistics facilities, supporting service buildings, etc.). ) If the city, district government and city or district are owned by state-owned enterprises, the rent will be exempted for two months.

2. Non-state-owned enterprises or families (individuals) renting public rental housing and talent housing at the city and district levels are exempt from 2 months' rent. Actively encourage community joint-stock cooperative companies, non-state-owned enterprises and individual owners to refer to the practice of state-owned enterprises to reduce or exempt property rents.

Shenzhen's new house purchase policy

1, Shenzhen issued a new regulation and control policy, stipulating that if a purchaser applies for a housing commercial loan or provident fund loan within two years after divorce, all commercial banks and the municipal provident fund center will implement a loan down payment ratio of not less than 70%; If there is no mortgage record and can provide proof that the family has no room before divorce, the down payment ratio of the loan shall not be less than 30%; If the family can only provide 1 housing certificate before the divorce, the down payment ratio of the loan shall not be less than 50%.

This is the first time that Shenzhen has implemented a differentiated credit policy for buying a house after divorce. One day later, on August 1, a supporting detailed implementation rule, Shenzhen market interest rate pricing self-discipline mechanism, filled in the above credit policy. According to the supporting rules, for buyers who have only 1 set of housing certificates before marriage within 2 years of divorce, if the down payment ratio is not less than 50%, they must also meet the requirements of no mortgage record.

3. In other cases, the down payment ratio of the loan is still not less than 70%. This means that the speculative purchase behavior of obtaining the first set of qualifications or reducing the down payment through fake divorce has been tightened.

4. Sales restriction is the biggest highlight in this round of regulation and upgrading. In the past, the regulation of Shenzhen property market only stayed at the level of purchase restriction. The New Deal emphasizes that the transfer of newly purchased commercial housing (excluding talented housing and residential commercial housing) by residents' families is prohibited within three years from the date of obtaining the certificate of immovable property rights; Individuals, enterprises, institutions, social organizations and other legal entities newly purchased commercial apartments are prohibited from being transferred within 5 years from the date of obtaining the registration certificate of real estate rights.