Crazy? Working in Zhujiang New Town, I ran 80 kilometers to buy a house.

"In 2020, the property market will usher in Xiaoyangchun", which is believed to be the most frequently heard sentence by property buyers recently. When this expectation exists in the market, it is easy for buyers to "rush to the hospital".

Real estate jun received a consultation, and the white-collar workers who work in Zhujiang New Town actually want to buy a house in the outer suburbs 80 kilometers away!

Zhujiang New Town

Let's call this netizen "A". He is a white-collar worker, just graduated from college and has a foreign hukou. At present, I am working in Zhujiang New Town, and my monthly income after tax with my girlfriend is about 1 1,000+provident fund of 3,000.

Their down payment budget is less than 250,000, and they hope to buy a set of two or three rooms of 80 square meters and have a home in a big city.

To meet the above demand, there is a choice: Zengcheng or Conghua outer suburb. Please note that it is in the outer suburbs, not near the central area.

Frankly speaking, the project that A likes really meets his requirements. The unit price is in the early 10 thousand yuan, it is easy to live in three rooms within one million, and it is produced by brand real estate enterprises.

However, even if some properties are cheap, they are really not! Sure！ Buy! Otherwise, my intestines will regret it. In this case, the real estate gentleman wants to talk about the "inside story" of buying a house and teach you how to buy a property that you don't regret.

Don't buy a house more than 60 kilometers away from the city!

The core reason is that it is too far from the center of Guangzhou. When you open the Baidu map, you will obviously see that it is about 79 kilometers away from Zhujiang New Town.

This round trip takes more than 2 hours, which is not friendly for white-collar workers who go to work from 8: 30 to 9: 00.

Source: China Art Museum.

Shortly after Mr. A graduated, his career was booming, and it was inevitable to stay up late and work overtime. When a person is very tired, it is unrealistic to drive home more than 1 hour.

Take a taxi? The fare of 200+ yuan/time is probably not something that Didi can do.

Therefore, the real estate agent sincerely suggests that just-needed buyers should draw a circle with a radius of 30 kilometers and 60 kilometers with the workplace as the center before buying a house.

Like Mr. A, you should draw the radius of home ownership with the Pearl River New Town as the point.

Buildings should be within a radius of 30 kilometers, and if it is impossible, they should not exceed 60 kilometers. Otherwise, it will not only be difficult to realize self-occupation, but even the investment value will be weakened.

Please remember a rule: don't buy a place you don't even want to live in, because it's hard to expect others to take over.

If there is no subway plan in the short term, buy it carefully!

Some people may think that we can't just look at the current travel distance and home ownership radius. As the track stretches the skeleton of the city, we can break the distance between time and space.

Like Huangpu Knowledge City, Zengcheng zhu cun and Nansha, Metro Line 2 1 is connected with Line 18, which is close to Tianhe.

The reason itself is correct, and we should also see the growth of the emerging home ownership sector. So is there anything Mr. A likes?

Sorry, I really don't know. If you want to go to work by subway, you have to take a bus/drive to the subway station first!

Here, the real estate gentleman also wants to popularize a knowledge: even if there is a subway plan in the area you choose, even if it is in front of your house, don't believe it easily.

As long as the National Development and Reform Commission doesn't give a formal reply, the plan can't be started, so we have to wait, and the lines and stations will inevitably be adjusted.

Don't forget the lesson of canceling the He Lan and Dagang stations at the end of the subway 18 line.

Even if the construction has started, the specific export settings will change. To put it bluntly, buying such a house is equivalent to buying lottery tickets, and winning or not depends on life.

So how to judge whether the subway line promoted by real estate is an unreliable "painting cake line"?

The most direct thing is to see whether the subway line is included in the third phase construction plan of Guangzhou urban rail transit (20 17-2023).

This document has been approved by the National Development and Reform Commission. At present, the lines that are not opened include Line 3 East Extension, Line 5 East Extension, Line 7 Phase II, Line 8 North Extension, 10, 12, 13, 14, 18 and 208.

In addition, Guangzhou's first ring line, Metro 1 1, has also been approved for construction.

As long as it is not the above subway lines, it will be impossible to open in the next three to five years. The inconvenience of traveling when the track is not connected should be considered in the purchase plan.

As Guangzhou does not have the conditions to bid for the fourth subway, everyone hopes for the revision of the third-phase plan and the Greater Bay Area track plan.

However, real estate jun suggested not to be blindly optimistic. The modification of the former can't cover all the planned routes in each district, and the latter should give priority to the cross-city subway according to the construction situation in the Bay Area.

Prepare for the worst, what will happen if the fourth phase of Guangzhou rail planning is reported?

The Guangzhou Municipal Development and Reform Commission said that it is preliminarily predicted that the application conditions will be met around the end of 2022.

How long does it take from declaration, approval by the National Development and Reform Commission, to commencement and finally opening? I believe you have a good idea.

So there is no subway around, and there is no subway planning in the short term, so we must be cautious.

Where there is no industrial planning, there is no prospect!

If you buy a transition first and then change rooms when you have money, can't you still live in the outer suburbs 80 kilometers away from the city center?

Yes, the real estate manager still doesn't recommend it, which involves the third consideration of buying a house: whether there is an industrial plan near the project.

The subway with prosperous industry, even if there is no subway for the time being, will bring property appreciation because of the continuous gathering of population. Zengcheng Xintang and Huangpu Yonghe are examples.

Xintang town

It's a pity that you bought a tourist area, and the high-tech industry basically has nothing to do with it.

It is an ecological protection area in itself and is not suitable for large-scale development. It's hard to have and I don't want too many people to flood in.

Places with few people are prone to housing surplus, and it is not easy to get the favor of municipal facilities. There are not many good signals. Therefore, it is not conducive to the appreciation of the house.

At present, it is a sideways era, and the rise and fall of house prices are basically in the "box movement". The house you bought does not go up, which is equivalent to depreciation. Even if you change hands, you may not be able to afford a better house.

Self-occupation also requires comprehensive consideration of life and degree issues.

Real estate jun also wants to remind you that buying a house should not always be about changing rooms in the future. It hardly matters now.

First, the down payment and mortgage interest rate for first-time home buyers are the most cost-effective, so we must cherish them.

Second, if you buy a first-hand house, it usually takes 1.5 years from the down payment to the repossession.

Follow-up to wait for the real estate license to come out before trading, and Guangzhou's new house has a "two years after obtaining the license to trade" restriction. From buying a house to successfully changing hands, five years is the starting threshold.

For a young man, five years is impossible without communication and entertainment. If the house is too far away from the bustling business district, it is really unrealistic to watch an IMAX movie and drive back and forth for 1.5 hours.

| For the outer suburbs, it is not convenient to watch movies (Source: Gallery China)

Five years is enough time for a young man to make a big leap in getting married and having children. It is never wrong to pay attention to his degree.

It is worth reminding that it depends not only on whether there are good schools in the real estate, but also on whether there are quality schools within 5~ 10 km around the real estate.

After all, education is not a short-term occupation, and no one can accurately predict how far it is from the next purchase.

There is really no hurry to buy a house.

Finally, each region and building has its own customer base particularity. Real estate gentleman is not belittling the outer suburbs.

It's just that it's really not suitable for white-collar workers working in Zhujiang New Town, but it doesn't mean it's not suitable for the spiritual pursuit of pension, vacation and freelancer.

There are always people who like pastoral wine and tea.

If you want to buy a house now, the budget is not much, and you are already in Sanshui and Shishan, Foshan; Zengcheng Shitan, Xiancun and Paitan; Huadu Shiling, Conghua and Qingyuan are hesitant. You can get the answer by applying the law of home ownership mentioned above.

Of course, there is really no hurry to buy a house. In the environment of "stable land price, stable house price and stable expectation", it is doomed that there will be no big fluctuation in house price, as long as it is not bought during the rising period of the property market.

I really can't choose a good offer. It's better to rent a house than take the wrong bus. what do you think?