Gansu Province: Housing accumulation fund can be withdrawn in eight cases.

Gansu Province: Housing accumulation fund can be withdrawn in eight cases.

According to Lanzhou Morning News (Reporter Feng Mengyao, an intern in Cui Yaming), recently, the Provincial Provident Fund Management Center issued the "Operating Rules for Housing Provident Fund Extraction Management" (revised) to explain this in detail, which mainly aims at the management of housing provident fund extraction of provincial and central units in Lanzhou.

According to the regulations, in different situations, in addition to meeting certain conditions, an application for withdrawal, an ID card and a valid bank savings card (passbook) in the employee's own name must also be provided. If the housing accumulation fund of spouse, parents and children is withdrawn at the same time, it should also provide: application for withdrawal of spouse (parents and children), ID card, valid bank savings card (passbook) in my name, marriage certificate or household registration book and other family members' relationship certificates. If the household registration book cannot prove the relationship between father (mother) and son (daughter), a birth medical certificate or other materials to prove the relationship between father (mother) and son (daughter) shall be provided.

1. Buy commercial housing in this city.

Withdrawal scope: The housing accumulation fund of employees, spouses, parents and children can be withdrawn at the same time.

Extraction requirements: the commercial housing sales contract registered online by the real estate management department, and the payment certificate of not less than 20% of the total house price; Or the house ownership certificate, full payment voucher or deed tax payment invoice that has been obtained.

Time limit for withdrawal: based on the effective date of the house purchase contract and the simultaneous payment voucher, it can be withdrawn within three years and only once; After obtaining the house ownership certificate, it can be withdrawn within three years based on the registration date, and it can only be withdrawn once.

Withdrawal amount: the withdrawal amount of the employee, spouse, parents and children shall be calculated together, and the accumulated withdrawal amount shall not exceed the actual total house payment (the total house payment shall be subject to the total house purchase contract price, the full payment voucher amount and the deed tax payment invoice? Tax? Any number in).

2. Buy a second-hand house in this city.

Withdrawal scope: The housing accumulation fund of employees, spouses, parents and children can be withdrawn at the same time.

Requirements for house purchase: property ownership certificate, deed tax payment invoice transferred to the employee's own name, and sales property invoice (if the sales property invoice cannot be provided, the buyer and seller's' deed tax payment invoice' can be provided).

Time limit for withdrawal: based on the registration date of the house ownership certificate, it can be withdrawn within three years and only once.

Withdrawal amount: the withdrawal amount of the employee, spouse, parents and children shall be calculated together, and the accumulated withdrawal amount shall not exceed the total house payment (the total house payment shall be invoiced with deed tax? Tax? Theme).

3, in the city to buy affordable housing, self-built housing and shantytown housing.

By the construction unit to the provincial center to provide construction project approval documents and other related building procedures (copies must be stamped with the fresh seal of the construction unit) and the roster of house purchasing workers to do extraction for the record, and then by the house purchasing workers to handle the extraction procedures. If the construction unit fails to extract the record from the provincial center, the house purchasing staff shall provide a copy of the approval document of the construction project (the copy shall be stamped with the fresh seal of the construction unit). If the house ownership certificate has been obtained, the construction unit does not need to handle the filing and provide the approval documents for the construction project.

Withdrawal scope: The housing accumulation fund of employees, spouses, parents and children can be withdrawn at the same time.

Extraction requirements: the purchase contract (agreement) and payment voucher not less than 20% of the total house price; Or the house ownership certificate, full payment voucher or deed tax payment invoice that has been obtained.

Time limit for withdrawal: based on the effective date of the house purchase contract (agreement) and the simultaneous payment voucher, it can be withdrawn within three years and only once; After obtaining the house ownership certificate, it can be withdrawn within three years based on the registration date, and it can only be withdrawn once.

Withdrawal amount: the withdrawal amount of the employee, spouse, parents and children shall be calculated together, and the accumulated withdrawal amount shall not exceed the total house payment [the total house payment shall be subject to the total price of the house purchase contract (agreement) or the amount of the full payment voucher].

4, overhaul the city's own houses.

Withdrawal scope: The housing accumulation fund of employees and their spouses can be withdrawn at the same time.

Extraction requirements: the ownership certificate of the house occupied by the employee or spouse, the certificate issued by the housing administrative department that the house needs to be overhauled or the dangerous house identification certificate, and the invoice for the construction cost such as purchasing building materials (or the list of repair costs allocated to the household, and the receipt voucher). If the house ownership certificate is in the name of the spouse, the spouse's ID card and marriage certificate must be issued (if the husband and wife are in the same household registration book, the household registration book can be provided).

Time limit for withdrawal: based on the date of the invoice for the construction cost such as the purchase of building materials or the payment voucher for the repair cost allocated to the household, it can be withdrawn within three years and can only be withdrawn once.

Withdrawal amount: the withdrawal amount of employees and their spouses shall be calculated together, and the accumulated withdrawal amount shall not exceed the total house overhaul price (the total house overhaul price shall be subject to the invoice amount of employees purchasing building materials and other construction expenses or the payment voucher amount allocated to households).

5. Buy resettlement houses in this city.

Demolition and resettlement units should first provide demolition notice (or demolition permit, or demolition and resettlement plan, etc. ) to the provincial center, stamped with the fresh seal of the construction unit and the list of relocated households to extract for the record, and then go through the extraction procedures for the buyers.

If the relocation and resettlement unit fails to extract the record from the provincial center, a copy of the relocation announcement (or the relocation permit, or the relocation and resettlement plan, etc.). ) should be stamped with the fresh seal of the construction unit. Note: If the building ownership certificate has been obtained, the construction unit does not need to put it on record, and individual employees do not need to provide relevant demolition procedures such as demolition announcement.

Withdrawal scope: The housing accumulation fund of employees, spouses, parents and children can be withdrawn at the same time.

Extraction requirements: compensation agreement for house demolition and resettlement, payment voucher for the house exceeding the area, and 20% or more of the difference; Or have obtained the house ownership certificate and the proof of full payment of the price difference.

Withdrawal period: based on the effective date of the compensation agreement for house demolition and resettlement and the receipt of the difference, it can be withdrawn within three years and only once; After taking the house ownership certificate, it can be withdrawn only once within three years based on the registration date.

Withdrawal amount: the withdrawal amount of the employee, spouse, parents and children shall be calculated together, and the cumulative withdrawal amount shall not exceed the total area of the house for demolition and resettlement (the total difference shall be subject to the supplementary amount signed in the compensation agreement for house demolition and resettlement or the amount of the full payment voucher for the difference).

Note: If the demolition and resettlement unit directly offsets the difference by transferring the payable expenses such as the transition fee to the demolished person, the demolition and resettlement unit or the reconstruction unit will issue an offset certificate, and the amount can be included in the paid difference price and the total amount of the difference to be extracted as the payment voucher in the elements.

6. Purchase reimbursement

After purchasing a house, employees who have obtained the ownership certificate of the house, but have exceeded the withdrawal time limit and have never withdrawn the housing provident fund, can apply for a replacement withdrawal.

Withdrawal scope: The housing accumulation fund of employees and their spouses can be withdrawn at the same time.

Extraction requirements: house ownership certificate, full payment certificate or deed tax payment invoice.

Time limit for withdrawal: subject to the registration date of the house ownership certificate.

Withdrawal amount: the withdrawal amount of employees and their spouses is calculated in combination, and the accumulated withdrawal amount is the balance in the account at that time on the registration date of the house ownership certificate, which shall not exceed the actual total purchase price (the total purchase price is in the form of full payment voucher, deed tax paid invoice? Tax? Any number in).

7, the family owned housing consumption extraction

The paid employee has opened an account in the provincial center and paid the housing provident fund normally, continuously and in full for three months or more, and has never withdrawn the housing provident fund or applied for a personal housing provident fund loan in any other form other than this article. Housing provident fund can be used for housing consumption (including property management, water and electricity heating and other expenses).

Withdrawal scope: The housing accumulation fund of employees and their spouses can be withdrawn at the same time.

Extraction requirements: house ownership certificate.

Time limit for withdrawal: you can apply for withdrawal once a year (not accumulated in the new year).

Withdrawal amount: the total withdrawal amount shall not exceed 50% of the amount of housing provident fund paid by employees and their spouses in the current year.

8, workers themselves, spouses and minor children suffering from major diseases extraction.

Major diseases refer to malignant tumors (nasopharyngeal carcinoma, lung cancer, esophageal cancer, cardiac cancer, gastric cancer, primary liver cancer, colorectal cancer, breast cancer, malignant lymphoma, etc. ); Acute myocardial infarction; Sequela of cerebral apoplexy; Major organ transplantation or hematopoietic stem cell transplantation; Coronary artery bypass grafting; End-stage renal disease (uremia); Multi-limb loss; Acute or subacute severe hepatitis; Benign brain tumor; Decompensated stage of chronic liver failure; Encephalitis sequela; Deep coma; Deafness in both ears; Blind; Paralysis; Heart valve surgery; Severe Alzheimer's disease (Alzheimer's disease); Severe brain injury; Parkinson's disease; Severe third-degree burns; Severe primary pulmonary hypertension; Severe motor neuron disease; Loss of language ability; Severe aplastic anemia; Aortic surgery and other 25 diseases with long treatment cycle and huge cost.

Withdrawal scope: Employees and their spouses can withdraw housing provident fund at the same time.

Extraction requirements: For hospitalization with major diseases and high expenses, you should provide: a diagnosis certificate issued by a hospital at or above the county level and an invoice for settlement of hospitalization expenses. Patients with major diseases need long-term outpatient treatment. If the cost is high, the hospitalization certificate (a copy of the medical record or hospitalization diagnosis certificate stamped with the fresh seal of the hospital, hospitalization expense statement) and the bill for outpatient treatment in the hospital at or above the county level in the previous year should be provided.

Time limit for withdrawal: if you are hospitalized with serious illness, the date of hospitalization expense statement shall prevail, and the withdrawal shall be made once a year; Long-term outpatient treatment of major diseases can be extracted once a year during the treatment period.

Withdrawal amount: the withdrawal amount of employees and their spouses shall be calculated together, and shall not exceed the part that employees need to pay after medical insurance reimbursement.

The staff of the business acceptance hall of the provincial center shall verify the diagnosis certificate or the settlement invoice of hospitalization expenses.

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