Real estate question and answer

1, the concept of real estate has broad sense and narrow sense. Real estate in a broad sense refers to land and natural resources such as permanent buildings, infrastructure, water and mineral deposits on land; The narrow concept of real estate only refers to the permanent buildings on the land and the ownership derived from them. What is referred to here is mainly real estate in a narrow sense, which is allowed by national policies and can be invested by individuals. The real estate industry is the product of the development of commodity economy, which develops and grows with the development and expansion of commodity economy. In China, the real estate industry, as an economic sector, carries out various business activities, and the establishment of the real estate market only started after the implementation of the economic system reform. 2. "Mortgage" has two meanings: real estate mortgage and installment repayment. It means that the mortgagor transfers the property right of the property to the mortgage beneficiary (bank) as a repayment guarantee, and after repayment, the mortgage beneficiary transfers the property right of the property back to the mortgagor. Specifically, the mortgage loan refers to the purchase of the building as collateral to obtain loans from the bank, and the buyers pay the bank in installments according to the repayment method and time limit agreed in the mortgage contract; Banks charge interest at a certain rate. If the lender defaults, the bank has the right to take away the house. 3. Answer: The plot ratio is the ratio of the total construction area to the ground area on the plot. Generally speaking, the higher the plot ratio, the higher the building. High-rise buildings have a high floor area ratio, and there are few multi-storey buildings, villas and even smaller bungalows. The floor area ratio has different expressions, some are the ratio of the total area of residential buildings to the ground area, some include shopping malls, and some include the area of parking lots.

B: And the building density refers to the ratio of the projected area of the building to the ground area. The greater the density, the larger the area occupied by the building, which means that the green area of the ground and road surface is less. Villa is a low-density residence because it occupies a lot of green space. If the bungalows are densely built, leaving only narrow passages, the density will be much higher than that of high-rise buildings.

C: And the proportion of the usable area. The higher the proportion, the larger the usable area, which means that the shared public space is relatively small. The utility rate of bungalows, villas and small high-rise buildings is generally higher than that of high-rise buildings, because public places and building facilities such as clubs, elevators, electrical rooms and corridors are generally configured separately. 4. The building area, also known as the building development area, refers to the sum of the plane areas of each floor measured based on the external wall line of residential buildings. It is an economic indicator of building size. Including usable area, auxiliary area and structural area. Too many. Go to Baidu to find it yourself. . . . . . . . There is nothing to ask about such a definition. And waste gold coins! ~