What are the conditions for Dongguan provident fund loan to buy Jin Hui Jiayuan housing, and the transaction process of second-hand housing?

Hello, I am glad to answer your question about Jin Hui Jiayuan Community.

Use the provident fund loan to buy a house in Jin Hui, and the conditions include: 1. The borrower must have an account in the city where Jinhui Home is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3. There is a legal contract or agreement to purchase Jin Hui homes from housing, and there is a prescribed proportion of self-raised funds; 4. The mortgage or pledge of assets stipulated in the Guarantee Law is used to purchase Jin Hui home loan; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.

Transaction process of second-hand house in Jinhui Jiayuan: 1. Original registration application (provided by the acceptance window); 2. The identity certificate of the applicant; 3. Original of Jin Hui Jiayuan house ownership certificate; 4. The original Jin Hui Jiayuan sales contract signed online; 5. If the buyer and the seller agree to transfer the transaction settlement funds through a special account, the original certificate of custody of Jinhui Jiayuan transaction settlement funds shall be submitted; Original certificate of deed tax payment or tax reduction or exemption in Jin Hui Jiayuan; 7. The number of people reconsidered is+65,438+0, and the name of the property owner on the house registration form and house plan is on the property ownership certificate of Jinhui Jiayuan.

The above information is for reference only. If you have a better answer, please fill it in. If you have any other questions, you can ask them in the Q&A section in the first half. Or contact a broker to answer them. I hope I can help you and wish you a happy purchase!