Job Recruitment Website - Property management company - Can I get a loan of 300,000 yuan from the provident fund to 380 yuan?

Can I get a loan of 300,000 yuan from the provident fund to 380 yuan?

My provident fund unit paid 380 yuan, and I also paid 380 yuan. I want to buy a house with a loan in Suzhou, and I want to know the maximum amount I can get.

Individuals can borrow 300,000 yuan, and those with supplementary provident funds can borrow 400,000 yuan. Just buy the park. I just bought Qingjianhu Mansion.

Can I get a loan of 300,000 yuan from the provident fund to 380 yuan?

380, your employer will give you another subsidy of 380, that is, the monthly contribution of provident fund for one year will reach 760 ~ 9000 or more ~ Calculate the loan according to its multiple ~ Calculate according to the repayment ability ~ The loan amount = [(the total monthly salary of the borrower or husband and wife+the monthly contribution of the housing provident fund of the borrower or husband and wife's work unit) × the repayment ability coefficient is 40% ㄧ The borrower or husband and wife should repay the loan every month,

What is the use of Wuxi provident fund 380 a month?

This is a loan.

Whether the provident fund can be loaned to 300,000 yuan in 380 yuan can be divided into the following situations: 1. If the provident fund is paid into 380 yuan every month, but the payment period is very short, then the balance of the provident fund is too small to reach 300,000. 2. If the provident fund is deposited in 380 yuan every month, but the deposit period is long and the balance of the provident fund has reached tens of thousands of yuan, then according to the calculation rules of the loanable amount of the provident fund, the loan can reach 300,000 yuan.

Provident fund loans refer to loans enjoyed by employees who pay housing provident fund. According to national regulations, all employees who have paid housing provident fund can apply for individual housing provident fund loans according to the relevant provisions of provident fund loans.