What are the procedures for the transfer of second-hand houses in Wuhai?

The first step is to book a room, pay a deposit and agree on the transfer time.

The second step is to go to the Housing Authority or the administrative service hall to handle the transfer procedures and sign the sales contract.

The third step, the two sides handed over the water, electricity and coal property fees.

Step four, the buyer gets a new property right certificate on time.

Generally, the processing speed of the Housing Authority is 15 working days (20 days).

To handle mortgage procedures, you need to submit materials to the bank first, and the buyer signs a mortgage contract with the bank. The buyer and the seller open a supervision account and deposit the down payment, then go through the transfer formalities at the Housing Authority, notarize the contract at the notary office, hand over the new property right certificate to the mortgage department, collect the other property right certificate from the bank and lend the money to the designated account. It usually takes 30-40 working days (nearly 2 months), and finally the seller can get the house payment. Of course, there are also banks that do not supervise the down payment of second-hand houses, so that the down payment can be obtained earlier.