Automobile loan officer

Does the car loan salesman earn tens of thousands?

number

According to the data fed back by a recruitment website, car loan salesmen generally earn 4 thousand yuan a month.

In the eyes of outsiders, the salary of car loan salesmen should be very good, and their work is decent, and they are usually well dressed; But this is not the case. At present, the competitive pressure in the car loan industry is very great. As many people know, high commission was actually a long time ago. If you really observe the car loan salesmen carefully, you will find that they run around outside every day, stuffing small cards and posting small advertisements everywhere. The most important thing is that they are so busy for a month, but they can get a salary of 4500.

Is the position of bank car installment loan specialist highly paid?

Tall man.

According to Baidu Encyclopedia, the average salary of bank car installment loan specialists is 10080 per month, with national legal holidays and benefits. The salary of 65,438+00,000 yuan is high.

Automobile loan specialist, whose job is mainly the installment business of automobile finance, and the lending institution is the bank.

What's the job of the car loan specialist in the bank?

Personally, it's not bad. The car loan specialist of the bank is mainly responsible for the application and review of car loans, and requires proficiency in financial laws and regulations, strong customer service awareness and communication skills. The work includes collecting customer information, reviewing customer loan applications, consulting with customers on loans, and signing loan contracts to ensure the smooth issuance of loans. In addition, it is also responsible for loan recovery, customer return visit and loan risk management to ensure the smooth development of bank loan business.

What does a car sales mortgage expert do?

Mortgage Commissioner refers to the full-time personnel engaged in mortgage activities. Due to the different nature of companies and units, the work arrangements of mortgage specialists are also different. First, the main work of the automobile sales mortgage specialist is as follows:

Responsible for developing new customers and achieving various business goals;

Be responsible for introducing the company's financial products to customers and distributors clearly and completely;

Preliminary examination of the qualifications and authenticity of loan customers to avoid potential risks;

Responsible for reviewing the authenticity, completeness and accuracy of the customer's pre-loan contract information;

Help customers prepare relevant application documents and materials and submit financial loan applications to banks in time;

After the loan is approved, collect the documents required for vehicle mortgage registration from sales consultants and customers;

Expand cooperative car dealers and maintain good relations with car dealers' sales consultants;

Providing explanations and quotations for financial loan business for mortgage customers;

Two. The post requirements of automobile sales mortgage specialist are as follows:

Have a driver's license and be skilled in driving, with good image and good temperament;

Strong enterprising spirit and courage to face challenges;

Strong initiative, positive working attitude, love auto finance;

Good communication and expression skills, adaptability and problem-solving skills, good psychological quality;

Good team spirit and customer service consciousness, working experience or car sales, insurance qualifications is preferred.

Extended data:

The mortgage specialist mainly introduces suitable banks to handle loan procedures for customers, and negotiates loan documents with banks, which is similar to' matchmaker', and does the work of' matchmaking' for people who want to apply for loans and banks who want to lend.