Is the approval of car loans in Shanghai Bank strict?

It is understood that the approval of car loans by Shanghai Bank is relatively strict. The borrower should prepare sufficient proof materials, and the approval time is one week, and the loan can be released in 3 to 5 days. If the borrower's qualification examination is relaxed and the down payment ratio is high, the examination speed of applying for car loan through the auto finance channel of 4S shop will be faster.