Is the credit card of Nanjing Bank easy to approve?

Whether Nanjing Bank is approved depends mainly on the qualifications of the applicant. If the qualification is good, the approval is not difficult to pass.

The application conditions of Nanjing Bank mainly include:

1. The applicant must be at least 18 years old but under 60 years old and have full capacity for civil conduct.

2 must have a legal and stable source of work income, and can provide proof of work income.

3. Need to have certain economic proof, such as real estate license, car driving license, bank time deposit certificate and so on.

4. Personal credit should be good, and there should be no bad credit record.

If you basically meet the above four conditions, you can successfully apply for a credit card from Nanjing Bank. It can be seen that the credit card application threshold of Nanjing Bank is not high, and it is still well approved. As long as the application conditions are met and the relevant documents are prepared at the time of application, it is not difficult to get the Nanjing Bank credit card.

The personal financial service of Nanjing Bank is based on the position of "citizen bank" to improve the quality of urban financial life. Relying on the advantages of capital business, we will create "zero loss" and "golden plum blossom" financial management. Relying on the "Financial Easy Gold Card", we will help high-end customers achieve "accumulation over time". With the help of the experience and model of BNP Paribas, we have developed consumer credit products such as "Easy Credit", "Easy Housing Loan", "Easy House Loan" and "Easy Credit", and the operating personal loan product "Easy Business Loan".

scope of business

Including: absorbing public deposits; Issue short-,medium-and long-term loans; Handle domestic settlement; Handle bill acceptance and discount; Issuing financial bonds; Issuing and underwriting government bonds as an agent; Buying and selling government bonds and financial bonds; Engage in interbank lending; Buying and selling, acting as an agent to buy and sell foreign exchange; Engaged in bank card business; Providing letter of credit services and guarantees; Agency collection and insurance agency business; Provide safe deposit box service; Other businesses approved by China Banking Regulatory Commission.

Jin Meihua's "easy" road peers and small business growth partners. Including more than 30 products in five series, such as Chuangyi Loan, Shangyi Loan, Yi Rong Loan, Zhiyi Loan and Caihuibao. It is a series of comprehensive service products in local and foreign currencies launched by Nanjing Bank for small enterprises. According to the development stage, business structure and financing demand of small enterprises, a variety of banking products with financing, service and management are designed to meet the development needs of different small enterprises.

"Chuangyi Loan" series: to meet the financing needs of small enterprises in the stage of entrepreneurial development, and to provide liquidity in view of the tight cash flow of small enterprises in the entrepreneurial period;

"Business Easy Loan" series: to meet the diversified financing needs of small enterprises in the growth period, there are many products, tailored, and there is always one suitable for you;

"Easy loan" series: around the basic needs and specific needs generated in the production and operation of small enterprises, design a variety of financing channels that meet the needs of small enterprises;

"Smart Easy Loan" series: providing financing channels for high-tech small enterprises and transforming high-tech intangible assets into realistic financing capabilities;

"Caihuibao" series: refers to comprehensive management and service products that provide high added value for small enterprises, which can effectively improve the financial management level of small enterprises, rationally arrange financial structure and obtain financial benefits.