Is it easy to find a job in finance?

Question 1: Is it easy to find a job with a finance major? The finance major enables students to become familiar with the institutions and documents of the financial system and understand issues in financial and commercial activities.

There are three important employment areas for people with a degree in finance: 1) banking, 2) risk management and insurance, and 3) real estate.

The response of finance majors in the talent market has been mediocre in the past two years, which has a lot to do with the overabundance of finance majors in recent years. In addition, traditional banking services are gradually shrinking. As financial services become more technological and electronic, fewer and fewer personnel are needed. Banks' ability to absorb graduates has declined significantly.

In sharp contrast to the contraction of traditional banking business is the booming development of investment banks (investment banks are relative to commercial banks). People in the Chinese and foreign financial circles unanimously believe that the next ten years will be a golden period for the rapid development of China's investment banking industry. The development and growth of the investment banking industry requires a large number of specialized talents.

Financial industry practitioners must have good overall qualities, such as being familiar with various financial and economic regulations, proficient in operating computers and using advanced communication transmission methods, quick thinking, good at planning, and full of innovation and risk awareness. . In the current talent market, there is a shortage of new financial professionals. Most of the finance and economics graduates trained by colleges and universities have problems such as imperfect knowledge structure and low overall quality. Their competitiveness is not strong and it will take a period of time. Break-in". From the academic level, except for some basic units in traditional financial business, there is basically no market for junior college students; the share of undergraduates in the talent market will gradually shrink; masters, doctoral students and MBAs (Master of Business Administration) are highly employed. Favored by the unit. Finding a job is a multi-faceted problem

Finding a good job is also a matter of one’s ability

Major is just a stepping stone

The most important thing is ability.

If you are talking about finance, you can get more certificates

It is easier to find in Shenzhen

Question 2: What kind of jobs do graduates with master's degrees in finance usually do? ? The current employment pressure in finance is relatively high, and the employment polarization is relatively serious. There is a big difference in the employment of students from good schools and average schools. For better schools, graduates usually go to financial institutions (business positions or research positions) such as securities firms, funds, financial leasing companies, or branches of banks at or above the prefecture level. If it is a more general school, more people go to banks, and they basically work at the grassroots level (mainly tellers at business outlets), or do sales positions in some financial institutions (individual sales, not institutional sales, the performance pressure is relatively high, which is not good) Do).

I graduated last year with a master's degree in finance and economics. If you want to know more about it, you can ask me. I hope it can help you.

Question 3: Is it easy to find a job with a finance major? It used to be easy to find, but in recent years there have been too many people studying finance, and it has been hard to find since last year

As artificial intelligence becomes more and more developed, many positions in the financial industry will gradually be replaced by programs.

It’s a bit too late to learn now

Question 4: Is it easy to find a job with a finance major? There are so many financial companies now

Question 5 : Is it easy to find a job with a degree in finance? It's not easy to find a job. Employment in finance particularly values ??school background and personal connections. If you have strong personal connections, it doesn't matter what your academic qualifications are. If you don’t have connections, you need to have a strong academic qualification.

Question 6: I want to find a job in the financial industry, what should I do? Alas, is there anyone upstairs who works in the financial system? Why are you so amateurish and completely deceiving the poster who asked the question?

In the financial industry, banks are of course the best, followed by securities, insurance, asset management, financial leasing and financing companies, etc. Because banks are the most basic financial industry, you can understand it as guaranteeing income in droughts and floods; and securities insurance There are big and small years in other industries. It is said in the industry that the bonuses in the securities industry in 2006 were equal to the total income in the previous five or even ten years.

Secondly, in addition to the industry, it depends on the department. Every industry has good departments and bad departments. If you can enter the R&D department of a securities company, it will certainly be much better than the counter of a bank.

If you are looking for a professional counterpart, R&D, product design, system support, and capital operations in the banking or securities industries are more suitable. Moreover, the salaries in these departments are very attractive, with annual salaries ranging from junior employees to senior executives generally ranging from 6 to 8 figures. Foreign-funded enterprises and joint-stock enterprises are more courageous than state-owned enterprises to pay high salaries.

If you want to go to a state-owned financial institution, firstly, you must have excellent academic performance and a diploma from a prestigious school to ensure that you pass the state-owned financial recruitment examination; secondly, you must have some important relationships in a state-owned financial institution to ensure that you can enter the comparison Good department. Otherwise, if you enter a state-owned bank and work at the counter of a branch to cashier or sell funds, you will be very depressed. Especially in large state-owned banks, you will feel like you are gradually being forgotten, because every year, fresh graduates from Tsinghua University, Peking University, and Fudan University One batch after another comes in. On the contrary, if you enter the core department, your promotion opportunities and salary will make you more satisfied.

If you want to go to a joint-stock financial institution, they pay more attention to abilities, personality tests, and interpersonal relationships. However, joint-stock financial institutions have relatively strong local characteristics, and there will be a larger proportion of local people. I don’t know whether you attended university in your place of birth or in a different place, but you’d better pay attention to joint-stock financial institutions local to your place of birth, including banks, securities, insurance, financial leasing, pawn shops, etc. Also look for more internships during holidays.

If you want to go to a foreign financial institution, your spoken and written English must be good. At the same time, you can refer to the GMAT exam content to practice your mathematical logic skills. Foreign financial institutions generally recruit fresh graduates as management trainees. They have high requirements for the overall personal quality of fresh graduates. Usually, they do not distinguish between undergraduates, postgraduates or doctoral students. As long as your English is good, your logical ability is strong, and your plasticity is high, you will be fine. Philosophy, history, and art are all available. Because after you work, you will understand that actually work has little to do with what you learned in college. You almost always learn the specific work from scratch.

In short, as long as you want to enter the financial industry, the specific things you can do now include the following:

1) Qualification examination, CFA to level 2, CPA, advanced interpretation Or Business English

2) Internship in the financial industry. This will leave an important impact on your recruiter. It is recommended to choose a core department, and it is better to lack knowledge than to overdo it

3) Understand various financial industries Original products and derivative products

In fact, if you have CFA Level 2, you can get an offer by just calling the HR of a foreign company after graduation. It is so troublesome to use there...

Question 7: Is it easy to find a job if you study finance? Is there a future for financial planners? Very useful.

At present, the concept of financial planning has gradually become known in the financial industry, especially in insurance companies and commercial banks. Many insurance companies and commercial banks have set up special personal financial management studios or financial management departments. Provide customers with corresponding financial services.

With the development of society and the improvement of people's income levels, the demand for personalized financial management services has become increasingly prominent. At present, most people who enjoy private services are the middle class and above. However, according to the latest online data, many ordinary consumers have gradually become the service group of private financial advisors. At present, private financial advisors are mainly distributed in financial institutions, and their promotion of their own financial products has certain limitations. However, due to the increasing demand from customers, private financial advisors are required to tailor-make designs for customers across institutions and industries. In line with your own financial management model. The "butler-style" service of private financial advisors will become a major trend in the development of private financial advisors in the future. At the same time, there is also a need for third-party private financial services institutions that are independent of financial institutions to provide comprehensive services across institutions, industries, and multiple fields.

In view of the strong social demand for financial planners and the lack of national standards for financial planners, the National Professional Appraisal Center organized relevant professional financial planners to formulate the "National Professional Standards for Financial Planners" based on my country's national conditions. , and came into effect on January 23, 2003, thus officially identifying financial planning as a profession. In August 2005, the National Vocational Appraisal Center commissioned Beijing Oriental Huaer Financial Consulting Co., Ltd. and the School of Finance of Renmin University of China to hold the first pilot training class for financial planners in Beijing.

The trainees then participated in the National Financial Planner Experimental Appraisal Examination organized by the National Vocational Appraisal Center. Students who passed all examination subjects were awarded the National Professional Qualification Certificate for Financial Planners.

I hope it can help you. If you have any questions, you can ask.

Question 8: When looking for a job after graduating from a finance major, is it better to join a securities company or a bank? I used to work in a securities company, and the requirements for my abilities were very high after I joined, because when I first joined, I started as an account manager, and I had to have rich connections, otherwise it would be difficult at the beginning, but as long as I could get through the first period of time, Once you accumulate a certain amount of customer resources, your resources will snowball, and your salary will be very high. Many people in our company earn several thousand a month, some tens of thousands, but it is really hard work at ordinary times. You need to go out and contact customers, and you have to spend more than half of your time with them; banks mainly go out to solicit loans or promote the bank's financial products, credit cards, etc. Each has its own difficulties. As long as you work hard, I believe you can do a good job! ! !

Question 9: Is it easy to find a job in finance now? It’s easy to find, it won’t affect you at all, come on