Is it difficult to get into the background of an insurance company? Changsha and Qingdao, I am a girl. Who pays more for underwriting, life insurance and property insurance? Is life insurance difficul

Is it difficult to get into the background of an insurance company? Changsha and Qingdao, I am a girl. Who pays more for underwriting, life insurance and property insurance? Is life insurance difficult to pay? ... It's not difficult, as long as you have good conditions. Life insurance is expensive. It's a little hard. I'm an adjuster in a life insurance company. Life insurance companies generally have professional requirements for adjusters. Comparatively speaking, the general life insurance salary of companies at the same level is slightly higher, but it is not absolute. Generally, small companies will pay a high salary to dig people when they first come in. However, employees in insurance companies are hard-working. Generally, one person has to do the work of several people.

1. What is a life insurance company? Life insurance, as its name implies, is based on the personal health of the insured. In the event of physical problems and accidents, the insurance company will give the insured economic compensation according to the terms of the insurance contract. If there is no problem, the insurance premium will not be refunded.

Second, what is a property insurance company? Property insurance refers to insurance with property and its related interests as the subject matter, including property loss insurance, liability insurance, credit insurance, guarantee insurance and agricultural insurance. It is a kind of compensatory insurance with tangible or intangible property and its related interests as the subject matter of insurance. This is very different from life insurance.

3. What is the difference between life insurance and property insurance?

1. The two kinds of insurance have different objects: life insurance takes the life of the insured as the insurance object; Property insurance is insurance with property and its related interests as the subject matter.

2. The protection periods of the two types of insurance are different: because property insurance is guaranteed by property, the insurance period is relatively short, usually less than one year or 1 year, while life insurance is guaranteed by body, so the time period is relatively long, such as 30 years or longer, or it has reached the time limit stipulated in the insurance contract.

3. Different premium amounts: the insured amount of property insurance shall generally not exceed the insured value, and the insured amount is usually determined by the actual value of the subject matter insured; Life insurance is based on life expectancy, and life expectancy cannot be estimated by money, so the insurance amount of life insurance is often decided by the insured himself.

4. Different payment methods: life insurance is generally paid according to the insurance premium agreed in the contract; In addition to fixed compensation, property insurance can also compensate according to the value of damaged property.