Is Xiamen Rural Commercial Bank reliable?

Reliable, rural commercial banks are regular commercial banks. It comes from the reform of rural credit cooperatives. It is a joint-stock local financial institution approved by China Banking Regulatory Commission. Like state-owned banks and joint-stock commercial banks, rural commercial banks are also a kind of commercial banks. They are engaged in the business of taking deposits and issuing loans. Their customers are mainly agriculture, rural areas and farmers. Its outlets are generally at or below the county level and are not set up across regions.