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Shizuishan bank Shizuishan bank recruitment
Because Shizuishan Bank is a relatively mature bank, with a wide range of business, more customer resources and business experience, the business expansion position can be exposed to various types of customers and businesses, and there are good opportunities for learning and growth.
In addition, the business development position of Shizuishan Bank usually has high salary and promotion space, which is a very promising and attractive career choice.
Of course, the development of the post also needs the support of personal efforts and strength.
Shizuishan Bank Shizuishan Branch. Shizuishan Bank Shizuishan Branch. Shizuishan Bank: 3 138720000 17. According to relevant public information, Shizuishan Bank, Shizuishan Branch of Shizuishan Bank and Shizuishan Bank are located at No.39 Chaoyang West Street, Dawukou District, Shizuishan Coal City.
Which bank is reliable, Ningxia Bank or Shizuishan Bank? Shizuishan Bank is reliable. Shizuishan Bank is a regular bank and Shizuishan Bank is a state-owned bank. There are relatively many outlets of Shizuishan Bank, and the cards of Shizuishan Bank can be used free of charge at Shizuishan Bank and other bank deposit and withdrawal machines, which is relatively more convenient. According to the evaluation results of Puyi standard, Shizuishan Bank ranks first in the comprehensive financial management ability of regional banks in Ningxia Hui Autonomous Region. The results of each individual ranking show that Shizuishan Bank ranks first in the province in terms of profitability, wealth management products and standardization of information disclosure. Ningxia Bank is a local bank. Relying on local advantages, it has special competitiveness in many aspects.
Is it reliable to deposit money in Shizuishan Bank? 1 Shizuishan bank saves money reliably.
Because Shizuishan Bank is a legal financial institution, under the supervision of the state, it has a sound risk control system, security measures and information confidentiality mechanism to ensure the safety of customers' funds.
Of course, customers also need to protect their account and password information to avoid disclosure or misappropriation.
When choosing bank deposits, you can choose different types of deposit products according to your own needs and risk tolerance, so as to achieve better asset appreciation and preservation effects.
What kind of bank does Shizuishan Bank belong to? 1. What kind of bank does Shizuishan Bank belong to?
Shizuishan Bank is a local joint-stock commercial bank established on the basis of the former Shizuishan City Credit Cooperative in Ningxia.
Shizuishan Bank is headquartered in Shizuishan City, Ningxia Hui Autonomous Region. Its predecessor was Shizuishan City Credit Cooperative, which was established in 1987. In 2009, it was renamed Shizuishan Bank. By the end of March 20021,Shizuishan Bank had total assets of 73.536 billion yuan, realized operating income of 392 million yuan and net profit of142 million yuan.
Two. Operating conditions of Shizuishan Bank
On July 30th, Dagong International issued a rating report, confirming that the long-term credit rating of Shizuishan Bank maintained AA-, the rating outlook remained stable, and the credit rating of "15 Shizuishan Bank II" maintained A+.
According to the report, during the tracking period, the scale of deposits and loans of Shizuishan Bank maintained growth, the proportion of time deposits continued to increase, the stability of liabilities increased, and it still had certain liquidity risk resistance.
At the same time, the profitability of Shizuishan Bank is obviously weakened, the risk of loan industry concentration and customer concentration is high, the proportion of credit loans is increasing, the proportion of concern loans and the level of non-performing loans are increasing, the provision coverage ratio is declining, and the ability to resist the downside risks of asset quality needs to be improved. The Internet loan business is still facing the pressure of capital replenishment, and "15 Shizuishan Bank II" is of a secondary nature.
According to the report, other shareholders of Shizuishan Bank account for a relatively high proportion of the pledged company's shares. Guodian Finance and Hangzhou Bank tied for the largest shareholder, with a shareholding ratio of 65,438+08.60%, while other shareholders held less than 4.00%. Pledged shares have been frozen, and major shareholders have been listed as untrustworthy. By the end of 2020, the total number of shares pledged by shareholders of Shizuishan Bank was 65,438+0,865,438+0,865,438+0.27 million shares, accounting for 65,438+05.22% of the total share capital.
Among the major shareholders, Ningxia Ningping Carbon Co., Ltd. holds 65,438+065,438+0.22 million shares and pledges 654,38+0.20 million shares, with the pledge ratio of 909,654.38+0%; Shizuishan Fengben (Group) Development Co., Ltd. holds10285,000 shares and pledges 7.45 million shares, with a pledge ratio of 72.44%.
At the end of the same period, Ningxia Tongda New Energy Group and Yinchuan Beichen Pawn involved freezing the pledged shares of Shizuishan Bank. Among them, Ningxia Tongda New Energy was listed as an executor of dishonesty by Tianhe District People's Court of Guangzhou and jinfeng district People's Court of Yinchuan in April 2020 and April 20021respectively. Beichen Pawn was listed as an executor of bad faith by jinfeng district People's Court of Yinchuan City in June 2020.
As of the end of March, 20021,in terms of asset quality, since 2020, the risk of overdue credit extension of Shizuishan Bank has increased, the pressure on asset quality has increased, the scale and proportion of interest-related loans have decreased, and the level of non-performing loans has continued to rise. The main non-performing loans are concentrated in wholesale and retail, manufacturing and agriculture, forestry, animal husbandry and fishery. By the end of 2020, the balance of non-performing loans in these industries was 470 million yuan, 65.438+93 million yuan and 64 million yuan respectively.
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