How about Chongqing Fumin Bank? Can be analyzed from three aspects!

Because Chongqing Fumin Bank is a local private bank, many netizens think that this bank is unreliable and comparable to the P2P platform. What about Chongqing Fumin Bank? Is it reliable? Banks and P2P platforms are completely different in nature. P2P platform can be set up at will, but it is very difficult to set up a bank.

Chongqing Fumin Bank Background

Chongqing Fumin Bank has a registered capital of 3 billion yuan, which was jointly funded by seven outstanding private enterprises. Among them, the largest shareholder is Hanhua Financial Holdings, a Hong Kong listed company, accounting for 30% of the shares. Judging from the registered capital, Chongqing Fumin Bank has relatively strong capital. At the same time, because the major shareholder is a listed company, it can be said that Chongqing Fumin Bank is a bank with a listing background, and there will certainly be many innovative opinions on the bank's operational capabilities.

Security of Chongqing Fumin Bank

First of all, as a bank, Chongqing Fumin Bank has the same security as other banks. For example, according to national regulatory requirements, a deposit of 100% can be paid within 500,000 yuan. At the same time, a bank is subject to various regulations, that is, even if it goes bankrupt, other banks will accept assets, and there is no escape. So although it is a private bank, the security of Chongqing Fumin Bank is still very good.

Expected profitability of Chongqing Fumin Bank

For such a long time, Fuminbao of Chongqing Fumin Bank has never experienced overdue payment, loss of principal and failure to obtain expected income. Although there has been a debate about whether Fuminbao meets the compensation standard of deposit. But this is undoubtedly an excellent wealth management product, and Chongqing Fumin Bank also guarantees the risk-free principal of Fumin Bao, which shows that the purchase of Fumin Bao is guaranteed both in principal and expected income.

Although Chongqing Fumin Bank is a private bank, it is not subject to government intervention, but it is still supervised by relevant regulatory authorities. Generally speaking, Chongqing Fumin Bank is a relatively reliable private bank, especially Fuminbao, an innovative cash management product, which enjoys a good reputation.