Overview of national financial planners

General situation of examination and training for national financial planners (national financial planners)

Professional background: With the development of China's financial services industry, financial institutions continue to introduce product innovation and service innovation. Personal financial management has become the main strategy for financial institutions to compete. In the transition from "product-centered" to "customer-centered" consulting service mode in financial institutions, their personal financial business ability will determine the market competitiveness of financial institutions. Therefore, banks, securities companies, insurance companies, investment companies and other financial institutions urgently need professional personal financial planners and professional financial training for their employees. Financial planner (CFP) is an authoritative financial planning title. In foreign countries, only those who have obtained CFP qualifications can engage in personal finance business. Nowadays, financial planners have three main employment trends: one is to set up professional financial companies, the other is to become professional financial planners trainers, and the third is to engage in financial services in financial institutions. Moreover, financial planners will first appear in major banks, insurance companies and other financial institutions. After a certain stage of development, financial planning departments will become specialized institutions independent of financial companies, like law firms and accounting firms.

The Ministry of Labor and Social Security has announced that the national financial planner is officially listed as a new occupation.

At present, most banks have started wealth management business, including RMB wealth management and foreign currency wealth management. With some high-income people paying more attention to financial planning, the financial management business has developed rapidly and has become an important part of the personal business of banks. In this context, professional financial planners are facing a large talent gap.

Liu Yanbin, Secretary General of the National Professional Committee of Financial Planners, said: In China, there are now tens of millions of families with an annual income of 5, yuan, and they need professional financial services. According to the calculation that one financial planner serves 1 such families, 1, professional financial planners are needed.

Qualification: According to the requirements of the National Professional Standards for Financial Planners issued by the Ministry of Labor and Social Security and the Notice of Hunan Provincial Labor and Social Security Department on the Unified Appraisal of Financial Planners' Professional Qualifications (Xiang Lao She Gong Zi [24] No.11), Hunan Provincial Labor and Social Security Department implemented the national vocational qualification certificate system in the whole province. After passing the unified training, appraisal and examination, you can obtain the only national legal vocational qualification certificate issued by the Ministry of Labor and issued by the Hunan Provincial Department of Labor and Social Security, which is universal and necessary for vocational access (electronic registration, online inquiry, lifetime validity and national use). This certificate is used to prove that the holder has the professional knowledge, skills and professional qualifications required by this profession, and it is an important basis for the employer to recruit, evaluate performance, select and promote, and can enjoy the corresponding allowance according to the spirit of the document of Hunan Provincial Department of Labor and Social Security and Hunan Provincial Department of Finance (Xiang Lao She Zheng Zi [26] No.22).

Organizer: Hunan New Oriental Education and Training Center is a provincial training institution approved and supervised by Hunan Provincial Department of Labor and Social Security, and a professional qualification training institution for financial planners (Xiang Lao She Han [25] No.289); With the advantages of sufficient class hours, strict management, authoritative teachers, responsible teaching and high qualified rate, it has achieved good social response and accumulated very rich experience in examination and training teaching.

In order to meet the needs of financial professionals in our province, combine the development of financial industry in our province, and according to the requirements of occupational skill testing authority, Hunan Provincial Department of Labor and Social Security, and organize the national unified examination training in 29, relevant matters are hereby notified as follows:

1. Applicants:

(1) employees in finance, insurance, securities, investment, funds, consulting and other related industries; (2) Other professionals who provide financial consultation, such as certified public accountants and lawyers; (3) the person in charge of each small and medium-sized enterprise and the person who wants to engage in this occupation.

2. Application conditions: (Meet any of the following conditions and obtain Hunan Vocational Training Certificate after training):

(1) Have been engaged in this occupation for more than 13 years continuously.

(2) Having been engaged in this occupation for more than 4 years continuously after obtaining the third-level vocational qualification certificate of this occupation.

(3) Having been engaged in this occupation for more than 5 years after obtaining a bachelor's degree certificate in this major or related majors.

(4) Having a bachelor's degree certificate in this major or related majors, and having been engaged in this occupation for more than 3 years continuously after obtaining the third-class vocational qualification certificate.

(5) Having been engaged in this occupation for more than 2 years after obtaining a master's degree or above.

Third, training objectives:

The national vocational qualification course for financial planners is based on the requirements of the national vocational standards of the Ministry of Labor and Social Security. Through systematic study and training of financial management tools and financial planning practices, students can master the basic skills of financial management and have the ability to independently tailor a life-long financial planning report for customers and carry out comprehensive financial management services. Meet the needs of financial planners in banking, insurance, securities and other financial-related industries, improve the professional service level and marketing service level of the financial management industry, and meet the National Professional Standards for Human Resource Managers; After passing the national unified appraisal examination, he obtained the only national legal professional qualification certificate of financial planner (Grade II).

IV. Exam training content:

(1) Basic knowledge: financial planning foundation, financial and accounting foundation, macroeconomic analysis, financial foundation, tax foundation, legal basis of financial planning, financial planning workflow and work requirements;

(2) professional knowledge: risk management and insurance planning, investment planning, tax planning, retirement planning, property distribution and inheritance planning, and comprehensive financial planning.

(3) comprehensive evaluation: comprehensive case analysis.

5. Exam training materials: National Vocational Qualification Training Course-Basic Knowledge of Financial Planners, National Vocational Qualification Training Course-Professional Ability of Financial Planners and Financial Planners' Guide. The Center will distribute other related materials free of charge.

VI. (1) Training methods: combination of face-to-face lectures, case analysis, mock exams, online tutoring after class, distribution of free materials, and general review before exams.

(2) Relevant units and schools are welcome to sign up for the training collectively, and the training fee can be appropriately discounted according to the unified regulations of our center; At the same time, relevant units and schools are welcome to cooperate in organizing training. Old students of our center (those who have participated in our center's vocational qualification training) and those who have obtained the third-level qualification can enjoy the unified regulations of our center and enjoy preferential treatment.

(3) Main class hours: usually in the evening and during the day on Sunday. For the training and examination time of each period, please refer to the specific arrangement of Hunan Examination and Training Network. Students who fail the first exam can attend the next training course for free.

VII. Instructions for registration:

(1) You can register every day from 8: 3 am to 6: pm, during the day on weekends and at noon on weekdays.

(2) Training and registration are carried out at the same time. When registering, please submit two two-inch photos and three one-inch photos with the same background, one copy of ID card, one copy of academic certificate and one copy of relevant working experience certificate issued by the unit; And fill in the "National Vocational Qualification Unified Examination and Training Declaration Form" (this form can be downloaded from Hunan Examination and Training Network to fill in). In addition: take digital photos in the office of this center when registering (for admission ticket).

VIII. Examination and appraisal:

The professional qualification examination and appraisal of financial planners are organized by the Hunan Provincial Department of Labor and Social Security. The examination is divided into three parts: theoretical knowledge (including professional ethics) examination, professional ability examination and comprehensive evaluation (writing financial management plan), including 1 points for professional ethics and 9 points for theoretical knowledge; 1 points for operational skills; Comprehensive evaluation 1 points. A score of 6 in each of the three parts of the exam is qualified. Take closed-book written test, simulation operation and other assessment methods. The qualified scores in a single subject are valid for one year.

IX. Policy treatment:

Anyone who has obtained the professional qualification certificate of financial planner can enjoy the corresponding allowance according to the spirit of the document of Hunan Provincial Department of Labor and Social Security and Hunan Provincial Department of Finance (Xiang Lao She Zheng Zi [26] No.22). The standard is: "Those who have obtained the professional qualification certificate of technician (national vocational qualification level II) and work in the corresponding post can receive the allowance of not less than 15 yuan/month.