Anbang insurance has been taken over. Is your policy safe?

First of all, after Anbang takes over, the result should be similar, and the insurance protection fund will give money to help take care of it. "After the takeover of Anbang Insurance expires, if the company's operation is basically stable, the disposal of related assets is basically completed, and the major strategic shareholders complete the capital injection, the takeover working group will submit an evaluation report to the CIRC, and the takeover can be ended after approval."

Secondly, is the insurance contract valid? One of the most important reasons for the CIRC to take over is to protect the legitimate rights and interests of insurance consumers to the greatest extent and not let management problems affect the company's solvency.

Therefore, no matter how the insurance company changes, whether it changes its major shareholder or reorganizes, as long as the insurance contract is within the validity period, the insurance protection rights and interests will not change. If you are in danger, you won't lose a penny.

Third, what if Anbang goes bankrupt? The probability of bankruptcy of an insurance company is very, very small, and it has never happened in China. The scarcity of insurance licenses determines that there will be capital willing to take over, and you can rest assured in this regard.