Is CreditEase's loan legal?

Formal and legal. According to the query of Yirendai official website, CreditEase Pratt & Whitney is a comprehensive service platform of inclusive finance under Yirendai Jinke, a global financial technology flagship enterprise listed on NYSE. Committed to meeting the needs of high-growth groups such as small and micro business owners, farmers and working-class people for inclusive finance services through technologies such as artificial intelligence, big data, financial cloud and blockchain, and empowering institutions such as banks, insurance, trusts, small loans and online loans.