What is the impact of the loss of personal account statement of Yantai 20 19 endowment insurance? Where to make up for it

The data indicated on the pension insurance statement is directly related to the future treatment of the insured. With the issuance of the pension insurance statement in 2006, many employees do not understand the data content of the statement.

What information do I need to check?

The statement of endowment insurance reflects an individual's insurance history, including his name, ID card, payment base, payment period, payment amount in each period, personal account balance and other information, which can reflect his insurance period. What information do I need to check when I get the statement?

The relevant person in charge of the municipal insurance department said: When checking the statement, special attention should be paid to the "monthly payment salary". This is the calculation base of the contributions of the insured units and individuals, that is, the taxable wages and salaries of the insured. As far as the 2006 annual statement released this time is concerned, the highest is 300% of the average monthly salary of employees in the province last year, and the lower limit is 60% of the average monthly salary of employees in the province last year. Endowment insurance is paid by both units and employees. Individual units can be insured according to the minimum standard, not according to the actual taxable salary of the insured, which does not meet the requirements.

Personal account unit payment

Why is it zero?

In the statement, "personal account" belongs to personal pension accumulation. Some employees found that there was a company transfer part in the personal account amount before 65438+February 2005, and then it disappeared, and the amount was recorded as 0. Why?

According to reports, according to the new old-age insurance system, starting from June 5438+ 10, 2006, the 3 percentage points paid by the unit that was originally included in the personal account will no longer be included. Although this part is no longer included, when the insured plans to pay the pension in the future, the income proportion of the social pooling part will also increase, so it has little impact on the treatment. It is worth noting that the amount of "personal account" bears interest and is calculated with reference to the bank deposit interest rate in the same period.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.