Can third-party collection be ignored?

Yes, if the other party is collecting reasonable and legal debts, then you can't solve the problem by ignoring it. They can take legal measures, directly take you to court, ask the court to enforce you, freeze your account, and seal up your personal property for auction.

Loan collection is the collection of non-performing loans (including sluggish loans and overdue loans). Dull loans refer to loans that are overdue (including those that expire after extension) but not returned according to the relevant provisions of People's Republic of China (PRC) and the Ministry of Finance, or loans that are not overdue or overdue but whose production and operation have been terminated and projects have stopped (excluding non-performing loans). Overdue loans refer to loans due (including those due after extension) according to loan contracts (excluding sluggish loans or bad loans).

Methods for collection of non-performing loans:

(1) Use interest rate leverage to collect money by raising interest rates and imposing penalty interest.

② Stop new loans and recover old loans in advance. ③ Take legal measures for collection. Sell the collateral through legal procedures, and investigate the guarantor's responsibility until the enterprise goes bankrupt and repays.

(4) promoting income by loans. For enterprises with temporary operation difficulties but marketable products and good market prospects, they can help enterprises do a good job in production and operation by increasing start-up funds, and resolve and recover non-performing loans.

⑤ Expropriation by administrative or economic means. It is difficult to reverse the situation, but it can be "integrated" with other enterprises and has development potential. Through administrative actions or banks, various forms of cooperative operation such as leasing and merger can be adopted to revitalize the stock and resolve and collect non-performing loans.

Two situations in loans overdue.

1, short overdue

Generally speaking, for short-term overdue loans within 3 days or relatively short time, lending institutions will identify them as non-malicious overdue loans. The time of short-term overdue loans varies from lending institution to lending institution:

(1) As far as banks are concerned, generally, repayment of arrears within three days overdue will be regarded as non-malicious overdue by lenders;

(2) For online lending institutions, the repayment time of each institution is different. Generally, there will be an agreement when signing a loan agreement, and the lender should pay attention to repayment.

2. It's long overdue

For long-term overdue behavior, the lender classifies it as malicious overdue, and the lender classifies it as "bad debts". Usually more than 90 days will be considered as malicious overdue, and more than 120 days will be prosecuted by legal means. Specifically:

(1) Bank loans, banks overdue for 90 days can sue. The 90-day bank loans overdue is a loan contract dispute, and the bank can bring a lawsuit to the court regardless of the amount. If the judgment of the court has not been executed, the bank may apply to the court for compulsory execution.

(2) As far as microfinance is concerned, it usually takes more than half a year for loans overdue to face lawsuits, and small lending institutions are more willing to repay the arrears.

Can Alipay not answer the third-party collection phone?

Alipay will call you all the time if it doesn't answer the third-party collection call, but it doesn't have money and is in a bad mental state. But not answering the phone doesn't mean you don't have to pay back the money you owe. You can negotiate repayment with AliPay. There is still a solution.

Can Alipay's third-party collection phone not be answered?

First of all, there is an online loan call to collect you, because you are overdue, so don't answer it for the time being.

1, the quality of collectors is generally low, and it is difficult to get angry, which affects the mood and the work at hand.

2. Explain the situation to relatives, friends and good friends in advance, and set up a blacklist when encountering strange landline phones or foreign numbers.

3, the most important point, work hard, open source and reduce expenditure! Only repay the principal and interest within the scope stipulated by national laws and regulations.

But if you don't answer, the other party may burst the address book or block you at home, so be prepared.

What if the third party of Alipay fails to pay off before the final collection date? Actively negotiate with AliPay.

How can I put it? You should bear the money you borrowed, and don't disappear after playing. Running is useless in the era of big data. Then take the initiative to call Alipay to explain the situation. Now your economic conditions don't allow it. You don't have it yet. Can you apply for suspension of installment, and then talk about your demands? Remember not to promise the repayment time, because you have no repayment ability, so don't promise at will.

A little more or less every month.

It is enough to deposit a little money into it every month, 1- 10 yuan, which proves that I still want to pay back the money, and I am still alive. Then call you once a month to tell you my situation, and then you can hang up, because what I hear means nothing to you.

Just do it and it's over

This is still the most important thing. Why do you say that? Because since the arrears are not a fait accompli, we should pay attention to increasing income. You can't finish the calculation until you pay back the money. Nothing else is a complete solution, just four words. Try to make money and pay back the money. You must remember that if you can't pay off in full by installments, don't pay back the money, otherwise even the interest and liquidated damages will not be enough.

Does AliPay Debt Collection Company really exist?

The answer is yes! Opening various recruitment websites, it is not difficult to find that recruitment information from various collection companies is pouring in, and many of them give high treatment, which fascinates many job seekers. To put it bluntly, these debt collection companies are recruiting collection specialists to help small loan companies or banks collect loans. This profession used to be a gangster who collected debts before a harmonious society. Now, with the background of banks and financial companies, I have become a well-paid customer service specialist.

Can Huaxia Credit Card entrust a third party to collect calls and not answer them?

You can refuse the bank's third-party collection.

After the credit card is overdue, you must communicate with the bank and try to avoid communicating with third parties, because many third parties have no bottom line, no morality and are full of routines. Only through the formal channels of bank negotiation is the right way. After the deadline, you can refuse to accept any third-party collection, and choose to communicate with the bank to negotiate repayment matters and pay off the arrears as soon as possible.

Negotiation process: No matter what platform or bank credit card it is, take the initiative to call the platform or bank after it is overdue and show them three situations:

1. overdue reason

2. Economic situation

3. Repayment intention.