Can we negotiate to repay only the principal of Dida's term loan?

Of course. Dida Time Loan is a legal financial institution, and its operation conforms to the provisions of relevant laws and regulations such as Guiding Opinions on Promoting the Healthy Development of Internet Finance and Interim Measures for the Management of Business Activities of Information Intermediaries in Personal-to-Personal Lending. When the borrower really can't repay all the principal and interest due to special circumstances or economic difficulties, Dida Time Loan will handle it humanely according to the actual situation, and will consider paying only the principal without interest, or delaying the repayment to reduce the burden on the borrower, so Dida Time Loan can negotiate to pay only the principal.