The first beauty in Changshu: living a luxurious life by borrowing money. She borrowed 654.38+07 billion yuan in four years and was finally sentenced to death.

On the night of March 20 12, the police knocked on the door of a rented house in Shanghai and announced the criminal detention of the woman in the rented house.

Under the pretext of changing clothes, the woman went to the closet, picked up the scissors in the closet and rushed to the toilet, stabbing her neck hard.

Just about to poke the second time, the police broke into the house and took the scissors from her hand.

This woman is "the first beauty in Changshu"-Gu Chunfang, named after shooting a city propaganda film.

In four years, Gu Chunfang borrowed 654.38+77 million yuan. These people who lent money to her included business and political leaders and ordinary working-class people.

Many people have no money of their own, so they have to lend her a loan or borrow money everywhere.

How attractive is Gu Chunfang, that so many people scramble to lend her money?

Just because of beauty? Of course not.

1, the heart is heaven and the mind is hell.

1972, Gu Chunfang was born in Xuanwu Village, bixi town, Changshu City. Her father is the head of an agricultural bank in the town, and her mother is the director of women in the village. Her family is well-off, and she is a little princess held by her parents.

In that era of widespread poverty in rural areas, many families' children couldn't even eat, but Gu Chunfang lived a life of food and clothing, but he didn't know how to cherish it. He didn't study hard, so he got a headache when he picked up books and dropped out of junior high school.

After dropping out of school, Gu Chunfang went to bixi town Supply and Marketing Cooperative to sell cosmetics.

At that time, cosmetics were a luxury, and only rich ladies could afford them, so the sales of cosmetics were always low.

With a beautiful face and a slim figure of 1.7 meters, Gu Chunfang walked to the counter as a living sign. She has a glib tongue and is very popular with rich wives.

These ladies always come to Gu Chunfang to chat and buy some cosmetics when they have something to do.

During that time, Gu Chunfang not only increased the sales of cosmetics in supply and marketing cooperatives, but also made many friends in the upper class.

These friends often feel sorry for Gu Chunfang, saying that she lives in a place like supply and marketing cooperatives, and she is really sorry for her beautiful appearance like a star.

The speaker has no intention, but the listener has intention.

I heard that Changshu Merchants City recruited amateur fashion models, and Gu Chunfang immediately signed up. She also wanted a good life.

In fact, there is nothing wrong with Gu Chunfang wanting a better life. Who dreams less in this life? But the key is to take the right path and support your dreams by your own ability.

At that time, Gu Chunfang had not gone astray. She seized the opportunity to succeed by her own efforts.

During the modeling period, Changshu needs a heroine to shoot a city propaganda film. Through the selection at different levels, Gu Chunfang is gorgeous.

In the propaganda film, she is beautiful and dignified, with a beautiful eyebrow and eyes, like a fairy coming out of a painting. She is extraordinary and unpretentious. I can see she's trying.

As soon as the promo was broadcast, Gu Chunfang became the focus of people's attention and won the public's love. She is also affectionately called "the first beauty in Changshu" and "the first model in Changshu".

Many enterprises also extended olive branches to Gu Chunfang and invited her to be a model.

As a model, Gu Chunfang became more and more famous and made a lot of money. She also often receives invitations from business and political leaders to attend upper-class parties and activities.

In this way, Gu Chunfang became a member of the upper class, met many wealthy businessmen and dignitaries, and also saw the luxury of people's life in the upper class.

She wants this life, too.

1996, Gu Chunfang quit his job as a salesman, used the savings of these years to open a clothing store, and also engaged in the business of sweater outsourcing.

With strong connections and celebrity effect of models, her clothing business is booming.

If Gu Chunfang continues to be down-to-earth, it will be an inspiring model.

However, Gu Chunfang, who made money, only focused on how to enjoy it, and no longer managed the clothing store with his heart.

Slowly, the clothing store business withered. She spent a lot of money and the money she earned was long gone.

Difficulties did not awaken the sleeping people, but were dragged by crooked ways and headed for the bottomless abyss.

2. Listen to fortune telling and be on the edge of a cliff without knowing it.

1997, in order to support high consumption and clothing store operation, Gu Chunfang tried to borrow money from Xu Qin, a female customer who often came to her store for consumption, on the grounds that the sweater outsourcing processing needed liquidity, and promised high interest.

Lured by trust and interests, Xu Qin lent Gu Chunfang1000000 yuan. 1100,000 is a huge sum now, not to mention that Xu Qin borrowed it when he said so.

Gu Chunfang was shocked. She didn't expect money to be so easy to borrow.

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However, the borrowed money will be paid back after all.

Gu Chunfang seems to have forgotten this, but he still didn't take good care of his business and continued to splurge.

Seeing that money is so easy to borrow, she thought of a way to borrow new debts to pay off old ones. Even if she borrows money from the bank first, she will pay the creditors' interest in time, return the principal in time, and carefully build a good man who keeps his word for herself.

Gu Chunfang is very clever. She knows that a good man is more important than anything else.

Gu Chunfang's good man really played a role, and Xu Qin and other friends trusted her more. They not only lend money to Gu Chunfang themselves, but also encourage their relatives and friends to lend money to her.

However, Gu Chunfang's debts are piling up, and her business profits are still small. Huge financial loopholes always make her breathless.

So, Gu Chunfang found a "master" to calculate a divination.

The "master" told Gu Chunfang that she was rich and expensive. As long as she crossed this hurdle, everything would be fine.

After listening to this "master", Gu Chunfang relaxed a lot and became more confident in lying when he borrowed money.

With the borrowed money, she opened a "world-famous" clothing store and a nail salon in a prime location in Changshu.

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However, Gu Chunfang is really not the material for doing business. The two stores have never improved and are at a loss.

However, it doesn't matter if Gu Chunfang loses money, as long as it can give her a facade and make people believe that she is rich, can make money and is willing to lend her money.

Gu Chunfang doesn't know how to run his own business, and he doesn't want to learn. He is always thinking about pie falling from the sky.

However, the pie she expected did not fall, but dug a bigger trap for herself.

Business is still bleak, and Gu Chunfang's loan has an annual interest rate as high as 20% to 35%. The more she borrows, the bigger the financial hole.

In 2000, Gu Chunfang met his father's classmate Yu Xiang. When he heard that he was doing coal business, he couldn't wait to cooperate with him.

Gu Chunfang also lent all the borrowed money to Yu Xiang at a high interest rate of 20% per year. However, their cooperation did not make her earn money, but made her lose 6,543,800 yuan+0.5 million yuan, which made her money hole even bigger.

In order to keep good behavior, Gu Chunfang had to continue to borrow money from his rich friends.

Although her coal business has long since stopped, she still uses the coal business as an excuse to make big profits and collect money everywhere.

In order to make people believe that they have the ability to make money, Gu Chunfang packs himself more crazily.

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She used the borrowed money to buy 3 million luxury houses and millions of luxury cars.

I also spent about 5 million yuan to buy expensive furniture and collectibles to decorate the mansion; It cost about 6.5438+0.4 million yuan to buy accessories for the body.

Please eat, drink and give gifts. Daily consumption alone will cost her more than 3 million a year.

It also spent 6,543,800 yuan to register an import and export trading company and made forged enterprise contracts and official seals.

After the company was registered, she immediately took out 6,543,800 yuan to pay the creditors' interest and her own consumption.

No one knows that this huge company is just an empty shell.

People were completely blinded by the illusion she created, and still kept lending money to her.

Gu Chunfang also used the borrowed money to donate millions to temples all over the country, praying that pies would fall from the sky.

Greed fascinated Gu Chunfang, who stood on the edge of the cliff without knowing it.

3, make a cocoon and become a prisoner.

Gu Chunfang's scam is not without doubt.

Gu Quan, a local real estate tycoon, lent her the most money, up to1.800 million.

When Gu Chunfang borrowed money from him, she was very anxious, saying that she knew the daughter of the provincial party secretary and would soon get 2 million tons of planned coal.

At that time, the price of market coal was nearly as expensive as that of planned coal per ton in 200 yuan. If you can buy the planned coal, even if you earn 10 yuan per ton, it will be a considerable gain.

Gu Chunfang said that she really couldn't afford so much money and hoped that Gu Quan would lend it to her and make money together.

Concerned about the right to hesitate, Gu Chunfang told him that in order to run this project, she set up a coal sales company in partnership with others in Beijing.

I am a major shareholder, and my partner is a relative of the daughter of the provincial party secretary.

However, the fact is that the boss of this company doesn't know Gu Chunfang at all, let alone the daughter of the provincial party secretary.

This is a trap set by Gu Chunfang for Gu Quan.

Gu Chunfang also told Gu Quan that she has been cooperating with Zhangjiagang Shazhou Power Company, which needs 500,000 tons of coal every month, so there is no shortage of sales when buying back coal.

Then, Gu Chunfang showed Gu Quan the certificate of the fake coal sales company and the fake contract signed with Zhangjiagang Shazhou Electric Power Company.

In order to dispel Gu Quan's last concerns, Gu Chunfang took him to Zhangjiagang Electric Power Company for an inspection. The vice president of the power company personally met them and spent 10 thousand yuan to invite them to a high-end restaurant for dinner.

During the conversation, the boss acquiesced in the fact that he and Gu Chunfang were doing coal business. In fact, they did cooperate once, but never again.

Gu Chunfang thus convinced Gu Quan of her lies. She promised to take care of power, take benefits and take no risks.

Gu Quan borrowed a part of usury, collected 65 million yuan from his savings and lent it to Gu Chunfang. The contract stipulates that it will be returned after 4 months, with a monthly profit of 4 million yuan.

After the expiration, Gu Chunfang returned to Gu Quan with interest.

Gu Quan, who tasted the sweetness, added several investments, put his principal and profits into it, and borrowed 1 100 million from his friends and lent it to Gu Chunfang.

Similarly, Gu Chunfang borrowed money everywhere, and the interest rate kept rising, reaching 42% at the highest.

In this process, Gu Chunfang is still paying off old debts with new debts in time. So when everyone mentions her, they all say that she is a person of her word and has a good eye for investment.

Some ordinary working-class people saw the rich and powerful people making money with her, and wanted a piece of it, so they borrowed from the east and the west and chased Gu Chunfang to give her the money.

Among the creditors of Gu Chunfang's fraud case, there is a civil servant. Seeing several colleagues making money with Gu Chunfang, he took out hundreds of thousands of property and lent it to Gu Chunfang at a high interest rate of 35%. As a result, the meat steamed stuffed bun hit the dog and never came back.

Gu Chunfang, who has been burdened with huge foreign debts, has accepted all those who are willing to lend her money.

In 20 12, Gu Chunfang finally couldn't hold on, because the pit she dug was too big for her to fill, and the good man she worked so hard to build collapsed overnight.

In order to avoid debt collectors, Gu Chunfang sneaked into Singapore.

As soon as she ran away, the creditors fried the pot, some were sick and some were crying.

Gu Chunfang's mansion was ransacked by creditors, and it is said that even the trees in the yard were uprooted. Even her parents and relatives have been implicated, often receiving calls for debt collection, hiding at home all day and afraid to go out.

Gu Chunfang stayed in Singapore for more than 20 days, but she couldn't get a visa, so she sneaked back to Shanghai.

Faced with an online wanted order, Gu Chunfang has a new plan.

She is going to have a full-scale plastic surgery, change a new face, see relatives and friends, and then get a fake identity and leave a foreign country.

She repaired the corner of her eye under a pseudonym in a beauty salon in Shanghai, and then rented a private house with a borrowed ID card.

Gu Chunfang thought she had done it unnoticed, but she had no idea that she had become a turtle in the police jar.

On March 20 12, Gu Chunfang, who returned from running, was arrested and brought to justice.

When arrested, Gu Chunfang tried to escape the trial by self-mutilation, and was stopped by the police in time and sent to the hospital.

4. The French Open has a long history.

During the four years from 2008 to 20 12, Gu Chunfang borrowed17.7 billion yuan by deception. When arrested, 460 million yuan was not returned.

Gu Chunfang is guilty of fund-raising fraud, contract fraud and capital evasion. Because of the huge amount, too many victims and great social harm, he was sentenced to death and suspended for two years.

Gu Chunfang refused to accept the appeal.

On 20 14, Jiangsu Higher People's Court tried Gu Chunfang's case again, dismissed his appeal and upheld the judgment of first instance.

Gu Chunfang has a bright future, but it has not made good use of its good conditions. If you can't get happiness on the ground, you always want to get something for nothing, but you can't chew your teeth.

Feng Jicai said: There is a tiger in everyone's heart, that is, a person with great desire and virtue. Just keep it safe and don't let it get out and make trouble.

It is good to want to live a good life, but people should not be too greedy and have a clear understanding of their abilities.

The pleasure of crooked ways is a castle in the air, no matter how high it is built or how heavy it falls.

If you have the ability to do many great things, you will have too many days with great ability, and such days will be practical. Text/joy chen

References:

Legal Daily | Gu Chunfang, the beauty boss of Changshu, illegally raised 654.38+07 billion yuan and was sentenced to death in the first instance.

Check the daily newspaper | Beauty boss involved in fund-raising fraud 65.438+07 billion committed suicide with scissors before criminal detention.

People's Daily | Illegal fund-raising of 654.38 billion yuan +0.77 billion yuan The fund-raising case of the running female boss was finally suspended.

Law and Life | Gu Chunfang: A Beautiful Boss Crushed by Private Lending