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What is the impact of the blacklist of credit information?

1. Seal up and freeze Alipay account.

At present, the funds in online virtual trading accounts such as Alipay and WeChat also belong to the property that can be executed by the court. If it is overdue, book a tourist house, buy insurance, rent a house, date, etc. Online will be restricted.

2. Travel is blocked

If property buyers are blacklisted, vehicle travel will also be restricted, and access to expressway toll stations will be temporarily suspended. Can't buy a plane ticket; Trains can't buy soft sleepers, and ships can't buy second-class cabins; Can't take the first-class seat of high-speed rail and bullet train; Can't buy a private car instead of walking, water, land and air, and high-speed travel are all impassable.

3. Family members are implicated

As long as people on the blacklist have social connections, their families can't escape. Family property belongs to both husband and wife, and both husband and wife belong to an "economic identity" at the legal level. So the credit rating between husband and wife will affect each other. More seriously, children are restricted from going to school.

4. Work will also be affected.

People who are blacklisted for credit information cannot join the Party, take civil service examinations, engage in specific industries or projects, receive state support or subsidies, and have no qualifications for specific positions. Virtual credit began to affect individual job hunting. More and more companies begin to introduce third-party credit evaluation system in recruitment. Many employers gradually incorporate credit evaluation into the scope of recruitment conditions when recruiting blue-collar employees.

Extended data:

Conditions for lifting the blacklist of credit information:

(a) the obligations specified in the effective legal documents have been fully fulfilled;

(2) Reaching an execution settlement agreement with the application executor, which has been confirmed by the application executor;

(3) The people's court decides to terminate the execution according to law.

The "Several Provisions of the Supreme People's Court Municipality on Publishing the Information of the List of Executed Persons with Bad Faith" specifically stipulates the conditions for deleting the list of executed persons with bad faith:

(a) the obligations specified in the effective legal documents have been fully fulfilled;

(2) Reaching an execution settlement agreement with the application executor, which has been confirmed by the application executor;

(3) The people's court decides to terminate the execution according to law.