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Can I get a loan for the morning market business license in Fengrun District?
Business license is a certificate issued by the administrative department for industry and commerce to industrial and commercial enterprises and individual operators to engage in certain production and business activities. Its format shall be uniformly stipulated by the State Administration for Industry and Commerce. The registered items include: name, address, person in charge, amount of funds, economic composition, business scope, business mode, number of employees, business period, etc. Business licenses are divided into originals and duplicates, which have the same legal effect. The original shall be placed in a prominent position in the company's domicile or business premises, and the business license shall not be forged, altered, leased, lent or transferred.
Different loan product types need different specific application conditions:
I. Credit loan:
1. General credit loans require the applicant to have a legitimate occupation and a stable income (generally, it is required to provide a bank statement to prove salary income).
2. If you have real estate and vehicles, it can help you increase the amount and possibility of loans.
You need to have a good credit record, and you can't have malicious default or delay repayment many times.
Second, the mortgage loan:
1. Need to provide collateral, such as real estate.
2. Generally, the room age should not be too high (rarely accepted for more than 20 years).
3. It is generally required that the property cannot be mortgaged (or even if the mortgage loan has not been repaid) unless you can repay the last loan before lending.
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