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Is Huitong Leasing Loan Reliable?
Financial leasing is the most common and basic form in the world at present. It means that the lessor enters into a supply contract with a third party (supplier) at the request of the lessee (user), and according to this contract, the lessor contributes to the purchase of the equipment selected by the lessee. At the same time, the lessor enters into a lease contract with the lessee, leases the equipment to the lessee, and collects a certain rent from the lessee.
Financial leasing means that the lessor purchases the leased property from the supplier and rents it to the lessee according to the specific requirements of the lessee and the choice of the supplier. The lessee pays the rent to the lessor by installments. During the lease period, the ownership of the leased property belongs to the lessor, and the lessee has the right to use the leased property.
If there is no agreement or unclear agreement on the ownership of the leased property after the lease term expires, the rent has been paid, and the lessee has fulfilled all the obligations as stipulated in the financial lease contract, it can be supplemented by agreement; If a supplementary agreement cannot be reached, it shall be determined in accordance with the relevant provisions of the contract or trading habits. If it is still uncertain, the ownership of the leased property belongs to the lessor.
Financial leasing is a new financial industry integrating financing and financial services, trade and technological innovation. Because of the combination of financing and finance, the leasing company can recycle and dispose of the leased property when there are problems, so the requirements for corporate credit and guarantee are not high when handling financing, which is very suitable for financing of small and medium-sized enterprises.
China's financial leasing is the product of the reform and opening-up policy. After the reform and opening up, in order to expand international economic and technological cooperation and exchanges, open up new channels for utilizing foreign capital, and absorb and introduce foreign advanced technology and equipment, China International Trust and Investment Company introduced leasing on 1980. 1981April, the first joint venture leasing company, China Oriental Leasing Co., Ltd., was established, and in July of the same year, China Leasing Company was established. The establishment of these companies marks the birth of China's financial leasing industry.
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