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Why didn't Decheng Fortune pay for three years?

I need to borrow money by myself. Decheng Wealth Investment Management (Changzhou) Co., Ltd., headquartered in Changzhou, China, with a registered capital of 50 million yuan; It is a wholly-owned subsidiary of Huifu Group. Decheng Fortune was officially released in early 2020. It is a loan platform. Users need to fill in the correct information to apply for a loan, and their company will not lend.