Status of Jiaxing Bank

Use the scientific outlook on development to guide the overall situation and seek a new path for sustainable development. Since the beginning of this year, the bank's operating team has timely adjusted its work ideas and business strategies, taking active and steady advancement of various reforms as the starting point, adhering to scientific development strategies, correct market positioning, sound risk prevention and control, careful planning, and careful deployment. Linkage between top and bottom and overall advancement ensures the rapid development of various businesses. At the beginning of the year, the bank formulated the "Three-Year Development Plan for Jiaxing Commercial Bank (2006-2008)" and proposed the goal of doubling various operating indicators in three years. . At the same time, a series of reform measures issued by the three special working groups established by the bank to deepen reform, product development and operation management are being implemented one after another. Increasing the introduction of talents is also a new measure for the bank to promote business development this year. Since the beginning of this year, the bank has openly recruited 10 account managers and 28 college students with a bachelor's degree or above, thus improving the quality structure of the bank's personnel. has been greatly improved.

Adhering to the tenet of "deposit-based business", the whole bank unifies its thoughts and updates its concepts, focuses on marketing in a down-to-earth manner, pursues development wholeheartedly, and continuously strengthens its financial strength and development potential. Since the beginning of this year, on the one hand, the bank has combined with the development of activities to create a civilized industry, strived to strengthen the construction of the employee team, educate employees to establish a socialist concept of honor and disgrace, firmly establish the awareness of "I am honored when doing well, and I am ashamed when doing bad", and vigorously advocate standardized and civilized windows In order to provide high-quality services, the head office also launched the selection activities of "Top Ten Service Stars" and "Top Ten Service Window" to the public, striving to win more customers with high-quality services. On the other hand, it further improved the operating target responsibility assessment mechanism, and promoted the rapid growth of the deposit business by segmenting the target market, targeting target customers, and exploring and cultivating new customer groups. The 100-day labor competition with the theme of "Strive for Excellence and Creation" has achieved remarkable results. During the event, personal savings deposits alone increased by 449.61 million yuan. In the first half of the year, the bank's total deposits increased by 1.789 billion yuan, an increase of 29.1% from the beginning of the year, which is unique in the bank's history.

Continue to strengthen support for small and medium-sized enterprises, establish the brand of "SME Bank", and initially achieve the goal of growing together with small and medium-sized enterprises. By the end of June this year, the bank's balance had reached 4 yuan, accounting for 86.3% of the bank's loan balance, an increase of 34.8% from the beginning of the year. Enterprises with loan balances below 3 million yuan accounted for 70% of all loan households. On March 22 this year, the bank also held the "Jiaxing Commercial Bank Grows with You" - Credit Signing Ceremony for Excellent Small and Medium-sized Enterprises, which granted 1.13 billion yuan of credit to 100 small and medium-sized enterprises, setting a record for the concentration of financial industry in Jiaxing City. According to the record of the scale of credit-granting enterprises, the actual amount of funds currently in place is over 95%. At the same time, the bank conscientiously implemented the spirit of the "Several Opinions of the Jiaxing Municipal People's Government on Further Promoting the Construction of Township Industrial Functional Zones" and determined that its affiliated branches will provide counterpart credit support to 10 township industrial functional zones in Nanhu District and Xiuzhou District. Currently, It has signed contracts with Xiuzhou Industrial Zone and Youchegang Industrial Functional Zone to grant credits of 30 million yuan each, effectively promoting the construction of township industrial functional zones.

Further strengthening "bank-to-bank" cooperation, following the signing ceremony held in Jiaxing with the Zhejiang Branch of the China Development Bank at the end of last year, it officially joined the China Development Bank initiated by the China Development Bank and united with city commercial banks and city credit cooperatives across the country. After the establishment of the "Strategic Cooperation Mechanism for City Commercial Banks and City Credit Cooperatives" jointly by ***, this year, the bank has signed strategic cooperation agreements with China Construction Bank Jiaxing Branch, Bank of China Jiaxing Branch, etc., which not only marks the The bank has taken a leap forward in improving the "bank-to-bank cooperation" mechanism, promoting the "bank-to-bank cooperation" process, and enhancing the benefits of "bank-to-bank cooperation". At the same time, it has also provided "** for both state-owned commercial banks and local commercial banks" "Working together to strengthen cooperation, face challenges together, and promote development together" has explored a new way.

Continuing to build on the Nanhu bank card brand advantage of "famous in Nanhu, cartoon world", Jiaxing people's Nanhu card has gone abroad and gone global.

Nanhu Card has not only become a good companion for Jiaxing citizens in their daily lives, but can also be used in 19 countries and regions in Asia, Europe, North America and Australia. At the beginning of this year, the bank launched the "2006 Nanhu Card Consumption Points and Gifts Campaign", which aroused strong response from the general public. Nanhu Card consumption increased by 2.37 times year-on-year. At the same time, the service functions of Jiaxing Citizen Card, a practical project of the Jiaxing Municipal People's Government, are also constantly improving. By the end of June, the bank had issued 113,900 Nanhu Cards, with a deposit balance of over 100 million yuan. Various card transactions were active, achieving a bumper harvest in both scale and efficiency. Among Jiaxing's interbank card businesses, Nanhu Card's development speed has been among the best for three consecutive years. Branch Name Business Address Huzhou Branch No. 518 Renmin Road, Huzhou City Zhili Branch No. 185 Fumin Middle Road, Zhili Town, Huzhou City* Changxing Branch No. 59 Daoyuan Road, Pheasant Town, Changxing County, Huzhou Shaoxing Branch 170 Fenglin West Road, Jinghu New District, Shaoxing City Business Department of the Head Office, Xiuzhou Branch, No. 409 Jianguo South Road, Jiaxing City, Baihua Branch, No. 345 Zhongshan West Road, Jiaxing City, Logistics Park Branch, No. 490 Chengbei Road, Jiaxing City, No. 172-173, Building 2, Jiaxing Agricultural Products Market, Honghe, at the intersection of National Highway 320, Zhonghuan South Road, Jiaxing City Sub-branch No. 179, Hongguo Road Shop, International Business Zone, Honghe Town Wangjiangjing Sub-branch Wangjiangjing Branch North of the Bus Station in Wangjiangjing Town, Xiuzhou District, Jiaxing City East of Provincial Road No. 07 Nanhu Branch No. 485, Xinqiang Road, Jiaxing City (People's Bank of China Building) Industry Branch No. 1072, Chengnan Road, Jiaxing City Yuexiu Sub-branch, Yuexiu South Road, Jiaxing City (opposite Jiaxing University) Wenchang Sub-branch, No. 373 Chengnan Road, Jiaxing City* No. 286-290 Haiyantang Road Jiagong Branch No. 137 Chengbei Road, Jiaxing City Hexing Branch No. 101-102, Building 45-47, Hecheng Century Garden, Hexing North Road, Jiaxing City Development Zone Branch Dongfang, the intersection of Dongfang Road and Sanyuan Road, Jiaxing City Sub-branch No. 22 Dongfang New Home, Dongfang Road, Jiaxing City Hongqiao Branch No. 563 Chengdong Road, Jiaxing City Tangdong Branch Jiaxing City Gaoxin Branch No. 266 Jinghu Road, Jiaxing City Intersection of Zhangyuan Road Jiaxing City Chengdong Branch No. 679, Jingshui Road, Jiaxing City No. 687 Dongta Branch No. 12-14 Dongta South Road, Jiaxing City Meiwan Branch No. 166 Hexing South Road, Jiaxing City Jiahe Branch No. 187 Xiexi Street, Jiaxing City Haining Branch No. 317 Haichang South Road, Haining City* Haining Yuanhua Branch Haining City Yuan No. 148 Longshan Road, Huazhen Haining Lianhang Branch No. 588 Xiuchuan Road, Chang'an Town, Haining* Pinghu Branch No. 133 Danghu Road, Pinghu City* Pinghu Binhai Branch No. 266-276 Tianfei Road, Zhapu Town, Pinghu City Pinghu Xincang Branch Pinghu Xin No. 245-253 Jianxin Road, Cangzhen Tongxiang Branch No. 9 Qingfeng Road, Tongxiang City* Tongxiang Puyuan Branch No. 988 Gongmao Avenue, Puyuan Town, Tongxiang City* Tongxiang Chongfu Branch Jiashan Branch, No. 212 Jianye Road, Chongfu Town, Tongxiang City Jiashan No. 365 Huanbei East Road* Jiashan Taozhuang Branch No. 188 Taozhuang Avenue, Jiashan City Jiashan Xitang Branch No. 65 West Post and Telecommunications Road, Xitang Town, Jiashan City* Haiyan Branch No. 166-9-10 Xinqiao North Road, Wuyuan Town, Haiyan County* Haiyan Bridge Sub-branch No. 653-659, Xichang North Road, Xitangqiao Street, Haiyan County