Is the loan from Hami Commercial Bank formal?

Ordinary. Hami City Commercial Bank is a formal bank established with the approval of China Banking Regulatory Commission under the strong support of Hami prefectural committee, administrative office, Xinjiang Supervision Bureau of China Banking Regulatory Commission, party and government in two counties and one city, and under the guidance of Hami Supervision Branch of China Banking Regulatory Commission and Hami Central Sub-branch of China People's Bank. There is a formal loan qualification, so Hami Commercial Bank has a formal loan.