Does Xing Shuai educate Xiao Ai to collect credit information in stages?

Education staging in Xiao Ai belongs to the education staging business, which will be reflected in credit reporting. For users with poor credit information, it is almost impossible to apply for education staging with money. If they can't repay in full and on time, their credit information will be affected. Therefore, we should reasonably evaluate our repayment ability before lending, and we must do what we can to avoid overdue behavior as much as possible.