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What is the difference between rural credit cooperatives and the five state-owned banks, which is better?

Generally speaking, rural credit cooperatives are easier to test than the five major banks, and their salary and promotion space are not worse than the five major banks.

Compared with the recruitment of the five major banks, rural credit cooperatives:

1, from online application,

Compared with banks, the online application rate of rural credit cooperatives is high. As long as it meets the requirements of the announcement, it can basically pass.

2. Judging from the content of the exam.

Rural credit cooperatives don't have to take English exams, which is undoubtedly good news for most candidates.

3, from the recruitment conditions.

Rural credit cooperatives recruit 2000+ people every year, with a low threshold, and the number of applicants and exams is much higher than that of banks, and the comprehensive competitive pressure is higher than that of banks.

Generally speaking, each has its own advantages and disadvantages, and the threshold of rural credit cooperatives is low. As long as you meet the age requirements, you can apply this year, which will inevitably lead to an increase in competitive pressure. If you want to go ashore, your grades are always the last word.

Rural credit cooperatives vs five major banks: strength, treatment, pressure and great prospects PK

five elements

1. Bank strength: Needless to say, the five major banks have great strength, comprehensive business and relatively standardized systems. Among them, Industrial and Commercial Bank of China is the strongest, also known as Cosmic Bank, and its business is the most stable, followed by Bank of China. CCB prefers to try new technologies, while Agricultural Bank of China and Bank of Communications are quite satisfactory.

2. Salary: The income of the five major banks has been maintained at a high level because of their high reputation and relatively poor welfare. However, due to the great influence of the local economy on income, the income gap in different regions is also large. Urban areas are better than suburbs, and first-tier cities are better than second-tier cities.

3. Work pressure: there is a certain amount of business every month, and the president will share it according to the total amount of tasks. The work pressure is average, and the account manager and marketing post are slightly bigger.

4. Development opportunities: The promotion opportunities of the five major banks are average, and they can be transferred internally if they pass the examination. Of course, students with strong professional ability and self-motivation still have great opportunities for promotion. There was an example of being promoted to branch president within three years.

Rural credit cooperatives and rural commercial banks

Rural credit cooperatives and rural commercial banks are rural cooperative financial institutions that provide financial services.

1. Strength of rural credit cooperatives and rural commercial banks: Generally, rural commercial banks have more township outlets in second-and third-tier cities, close cooperation with local governments and companies, and relatively mature banking business.

2. Salary: The salary of rural credit cooperatives is maintained at a stable level, which is higher than that of local civil servants. In some areas with good economy, wages are even higher than those of the five major banks.

3. Work pressure: The work pressure is relatively small, and the business volume is not as large as that of joint-stock commercial banks. Banks are generally monopolized in towns and villages, and no other banks compete with them.

4. Development opportunities: the job is stable, the starting point is not high, but there is also a relatively sound talent training system, which is quite good internship for fresh graduates.