Can two or three online loans still do formal work after the deadline?

Two or three overdue online loans generally do not affect whether a person can engage in formal work. However, the following are some factors to consider:

1. company policy: some companies may investigate the debt situation when recruiting, especially in the financial industry or finance-related positions. If the debt problem is considered as a risk factor, it may affect the employer's decision.

2. Credit history: Overdue online loans may have a negative impact on personal credit history. Credit record is one of the important bases for many institutions and banks to evaluate personal credit status. If the credit record is damaged, it may affect future loans, credit cards or other financial transactions.

3. Legal consequences: Although this does not involve specific legal provisions, overdue online loans may lead to legal consequences. According to Chinese laws, overdue repayment will lead to collection actions, including legal means to recover arrears. This may bring additional economic pressure and legal disputes.

Summary:

Several overdue online loans usually do not directly prevent a person from taking up a formal job, but in some cases it may become an obstacle to employment. In addition, overdue online loans may adversely affect personal credit records and future financial transactions. Therefore, it is very important to solve the overdue problem in time and maintain a good credit record.

Extended data:

-Overdue debts may lead to legal disputes, such as collection agencies to recover arrears, which may further damage personal credit status.

-If the debt problem is serious, it may even lead to individuals being included in the untrustworthy list. In some cases, they will be restricted or prohibited from taking public transport such as airplanes and high-speed trains, and even unable to go through relevant formalities.

-When dealing with overdue debts, it is very important to communicate with creditors and make repayment plans as soon as possible to avoid serious consequences.

-Some financial institutions may review the debt situation during the recruitment process to assess the stability and credit status of candidates.