Wenzhou's process of handling provident fund loans in different places

I. Process of handling provident fund loans in different places in Wenzhou

With the adjustment of Wenzhou provident fund loan policy, the off-site provident fund loan business has also been opened. Many people who work in other places want to use provident fund loans to buy houses, which can alleviate the financial pressure to some extent. Then, some people will want to ask what is the process of handling provident fund loans in different places in Wenzhou? Introduction is as follows. 1, issue a certificate. The borrower issues the certificate of housing provident fund deposit in Wenzhou Provident Fund Deposit Center. 2. Verifying the situation After receiving the relevant information of the applicant, the handling personnel of the provident fund management center verified the deposit of the housing provident fund in different places by telephone, fax and online inquiry. 3. Loan application The borrower applies for a loan in a different place in the center of the place where the house is purchased and holds the loan information required by the center of the place where the house is purchased. 4. The house purchase approval center shall complete the loan acceptance and approval within seven working days, decide whether to approve the loan and notify the borrower. 5. After the loan is signed and approved, the borrower will personally sign the loan contract, relevant subsidiary contracts, documents and other written documents at the center of the place where the house is purchased or the undertaking bank. 6. The loan guarantee or mortgage purchase center is responsible for handling and keeping mortgage (pre-) registration. 7. After the loan mortgage (pre-registration) is issued, the house purchasing center or the undertaking bank will issue the loan after receiving the mortgage (pre-registration) ownership certificate and feed back the receipt of the deposit certificate to the deposit center.

2. What is the loan process of Wenzhou Provident Fund in Zhejiang Province?

Wenzhou provident fund loan process generally includes the following steps:

1. The borrower shall submit an application to the management institution with the loan information within the specified time limit, and fill it in ";

2. When accepting the application, the management institution shall provide the information provided by the borrower before lending.

3. If it is accepted, the management institution shall handle it within 10 working days from the date of acceptance, and sign the individual housing provident fund loan contract and other relevant procedures.

4. After the loan contract is signed, five real estate mortgage registration authorities shall go through the mortgage registration procedures;

5. Within five working days after the mortgage registration takes effect, the management institution shall notify the entrusted bank to issue loans to the borrower.

3. What is the process of Zhejiang Wenzhou provident fund loan?

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4. What should I do if I buy a house in Wenzhou and withdraw my provident fund?

First, Wenzhou provident fund purchase extraction steps

1. application

2. Unit audit

3. Submission of materials

4. The management center accepts the application

5, management center audit

6. Used for extraction

Wenzhou provident fund purchase withdrawal quota

1. Purchase, construction, renovation and overhaul of owner-occupied housing: the total withdrawal amount shall not exceed the purchased housing amount.

2. Repay the housing loan in part or in whole: the total withdrawal amount shall not exceed the total principal and interest of the housing consumption loan actually repaid in the current period.

3. Repayment of housing loans on schedule: The accumulated withdrawal amount cannot exceed the amount of repaid principal and interest that can be withdrawn according to regulations.