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What is Xintai Jin Ankang Insurance?
Old-age security is actually a combination of life insurance and death insurance. Within the agreed guarantee period, if the insured is in danger, the insurance company will pay a compensation to the designated beneficiary. If the insured is not out of danger during the guarantee period and lives safely until the end of the contract, the insurance company will also pay the insured the insurance expiration fee. Simply put, it is "something loses money, nothing is refunded."
Endowment insurance has dual functions of "saving" and "paying"
Savings: When the insured participates in the old-age security, he can not only get the security function brought by this insurance contract, but also participate in a special deposits at one time and pay a small amount of money regularly in the way agreed in the contract. In case of an accident within the scope of insurance liability in the insurance contract, he will get a guarantee. If the insurance expires, you can get a premium according to the contract.
Payment: In the old-age security, whether the insured dies during the insurance period or remains healthy after the expiration of the insurance period, the insurance company will return a sum of insurance money.
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