Is China Life Guangyuan 366 safe? It's similar to bank financing!

China Life Guangyuan 366 is a pension fund managed by WeChat, with an investment period of 366 days. This product was established on 10/2, 65438. The annualized net growth this year is equivalent to the annualized expected income, which is not bad. So, is China Life Guangyuan 366 safe? Is the principal risk high? Let us help you understand, please see below.

China Life Guangyuan 366 is a net-worth regular wealth management, starting from 65,438 yuan+0,000 yuan, and can only be withdrawn after maturity. The withdrawn funds will arrive at T+65,438+0. This product has a long lock-up period, but the expected income is not bad, the sales are hot, there is no fixed opening time, and it is not easy to buy.

Is China Life Guangyuan 366 safe?

From the perspective of risk level, China Life Guangyuan 366 is a medium-low risk product, and its principal security is not low, so it is suitable for conservative users. China Life Guangyuan 366 belongs to the old-age security management product in insurance financing, and has no insurance protection function. Belonging to asset management issued by pension insurance companies, the risk is similar to bank financing.

The pension insurance company is a licensed financial institution "China Life Pension Insurance", and there is no problem with the compliance of pension insurance management products. China Life has the largest asset management scale in the industry and rich experience in the old-age security business, so its old-age security products should be more reliable.

Old-age security management products are very common in Licaitong and Alipay. Alipay's regular financial management is all such products, and it has been paid normally in the past without any problems. From the actual situation, the risk of old-age security management products is not high, and the safety of China Life Guangyuan 366 is guaranteed to some extent.

Ok, so much for China Life Guangyuan 366. I hope it helps you. Warm reminder, financial management is risky and investment needs to be cautious.